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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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 Start Your Journey to Financial Success

 
 
 
 

 Ready to join the Neighborhood?

 
 

Find out if you're eligible

Despite popular belief, becoming a member of a credit union is a lot easier than you might think. Click the "Eligibility" button to see all the ways you can be eligible.
Eligibility
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All Neighborhood Credit Union accounts feature:

 
 
 
 


Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee.
 


Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 
 


Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.
 



Why Join a Credit Union

 
We are a not-for-profit owned and governed by the members.
Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.
 
Credit Unions offer better rates than the big banks.
Credit Unions are different because our goal is not to make a profit from our customers. We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.
 
Earnings are returned to you, the members, in the form of great rates and lower fees.
We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.
 
Be a part of a community where you’re not just an account number.
Through unique products and community investment, including college scholarships and financial education, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.
 
 


 

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
 
Neighborhood Credit Union now serves over 56,000 members and their assets that now top $715 million. Neighborhood CU’s ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made them a top-rated credit union in the Dallas-Fort Worth area.