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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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 Start Your Journey to Financial Success




 


calendar icon with the date may 14 displayed on a blue backgroundGet paid up to 2 days early.*

Depending on your employer, you can get your direct deposit up to 2 days earlier than payday with a Neighborhood Credit Union checking account.


*Neighborhood Credit Union may give early access to direct deposit funds from your employer, payments and credits into your account, or government deposits and payments depending on when the deposit or payment file is submitted to Neighborhood CU. Weekends or bank holidays may affect the posting date. As a result, the availability or timing of early direct deposit may vary from pay period to pay period. Fraud prevention restrictions may apply and delay early availability of funds. Early availability is not guaranteed. Additional restrictions may apply.





Find out if you're eligible

If you live in Texas, you can bank here! Despite popular belief, becoming a member of a credit union is a lot easier than you might think. Click the "Eligibility" button to see all the ways you can be eligible.
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All Neighborhood Credit Union accounts feature:





 Ready to join the Neighborhood?




Surcharge-Free ATMs

The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.


Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.


Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 



Mobile Wallet

Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.



Send Money with Zelle®

Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number. 
 
 

GreenPath Financial Wellness

With free access to money management and financial education services, GreenPath is a non-profit that partners with you to achieve your financial goals.
 
 



Why Join a Credit Union


We are a not-for-profit owned and governed by the members.
Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.
 
Credit Unions offer better rates than the big banks.
Credit Unions are different because our goal is not to make a profit from our customers. We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.
 
Earnings are returned to you, the members, in the form of great rates and lower fees.
We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.
 
Be a part of a community where you’re not just an account number.
Through unique products and community investment, including college scholarships and financial education, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.




  

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.