Membership Benefits
What It Means to be a Member
When you become a member of Neighborhood Credit Union, you will be required to open our Prize Savings Account with a minimum $25 deposit. Why? This will be your Membership Share in the credit union making you a co-owner where you can be involved in credit union operations. Opening a share account makes you eligible to use other products like loans and checking accounts.
However, your membership is much more than your $25 share. Once you become a member, you instantly have access to our full line of products and services like free checking, retirement accounts, loan opportunities, and much more.
Member Referral Program
We love our members! With our member referral program, you can be rewarded when you bring in new members who open new checking accounts, or new and existing members who open new loans. See below for details and qualification requirements.
Skip-A-Payment
During the holiday season, support local children at Children’s Medical Center while giving yourself the opportunity to Skip-A-Payment on your Neighborhood Credit Union loan! For a donation of $35 or more to Children’s Medical Center, Neighborhood Credit Union will let qualifying members skip a November or December loan payment.
Learn more about skip-a-payment
Benefits and Products
 Mobile & Online BankingAccess your accounts, make transfers, pay bills, and much more whenever you want.
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 Fee-Refund ATMs & NetworkOur members have access to over 32,000 surcharge-free ATMs as a part of the MoneyPass ATM Network.
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 Shared BranchingMake deposits and withdrawals at other credit unions within our Shared Branching network.
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 LendingWe can help you review your credit report and set you up for financial success. We offer various Auto, Personal & Home Loans with rates and terms to fit your needs.
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 Free CheckingWe have several checking accounts offering benefits that are important to you.
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 RewardsReceive opportunities cash back offers, rebates, and dividends.
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Become a Member
Explore our many checking and savings products and find the perfect account for you.
GreenPath Financial Wellness
With GreenPath, you have free access to money management and financial education services. GreenPath is a non-profit company that partners with you to achieve your financial goals and offers the CheckRight Quiz.
Six Flags Partnership
Neighborhood Credit Union is the Official Bank of Six Flags Over Texas! Our partnership offers our members exclusive benefits and discounts.
Online & Mobile Services
 MyNCU Mobile AppSecurely and conveniently manage your accounts on the go.
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 Bio-Metrics/iVerify SecurityYou are your password. Securely access your account by scanning your fingerprint or eye.
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 Online BankingManage your accounts online, apply for loans or secondary accounts, and much more.
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 Apply OnlineConveniently apply for accounts or loans online or through the MyNCU App.
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 Bill Pay & TransfersEasily transfers between accounts and use Bill Pay to make paying bills a breeze.
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 Send Money with Zelle®Sending money to just about anyone is just as easy as sending a text message.
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 Money ManagementMonitor where your money is going so you can reach your financial goals.
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 Alerts & NotificationsBe aware of low funds and get regular balance updates.
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 Get Cash Back RewardsGet cash-back offers on your everyday purchases.
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To join Neighborhood Credit Union, you must meet the membership requirements, including purchase and maintenance of the minimum required share(s) (“membership share”) of $25 as set forth in the Credit Union’s bylaws. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.