Priority Checking Account
Low opening deposit and easily reduce or eliminate your monthly fee.
Overdraft Fee Forgiveness†
Low Opening Deposit
No Minimum Balance
Reduce or Eliminate Monthly Fee¹
Priority Checking Account Details
$11.99 per month with fee-reduction options to reduce or eliminate your monthly fee1
- No minimum balance required
- Get your direct deposit up to 2 days early*
Opening deposit minimum: $25
How to Reduce Your Monthly Fee
- Enroll in eStatements and opt-out of paper statements = $1 credit per month
- Signature-based debit card purchase that posts and settles within cycle = $0.20 credit each. Purchases must be $5 or more to qualify and ATM or PIN-based transactions are excluded.
*Neighborhood Credit Union may give early access to direct deposit funds from your employer, payments and credits into your account, or government deposits and payments depending on when the deposit or payment file is submitted to Neighborhood CU. Weekends or bank holidays may affect the posting date. As a result, the availability or timing of early direct deposit may vary from pay period to pay period. Fraud prevention restrictions may apply and delay early availability of funds. Early availability is not guaranteed. Additional restrictions may apply.
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Frequently Asked Questions
¹Restrictions apply. Priority Checking begins with a $11.99 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Monthly Qualification Cycle for receiving electronic statements. The fee is reduced by $.20 each time you use your debit card to make a signature-based purchase during the Monthly Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. See the Fee Schedule here. **Overdraft Fee Forgiveness applies only to fees charged for overdraft and Courtesy Pay and is granted upon request on an annual basis. Relationship Fee refunds received during the calendar year will count toward the annual limit of $40. See the Rates & Fees page here.
²Courtesy Pay is available to qualified members after 2 days and overdraft fees apply. See Rates & Fees page for current fees. Please view the Courtesy Pay Guide here.
3Overdraft Fee Forgiveness applies only to fees charged for overdraft and Courtesy Pay and is granted upon request on an annual basis. Relationship Fee Refunds received during the calendar year will count toward the annual limit of $40.
View the Truth-In-Savings Disclosure.