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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Frequently Asked Questions

Courtesy Pay

What is a Courtesy Pay limit?

When you say I have a $1,500 Courtesy Pay limit does that mean you are giving me extra money in my account?

Does it mean I will always have access to that money?

If I have Courtesy Pay on my account, does it mean you will pay my item(s)?

You keep saying good standing what does that mean?

What happens if I don’t want to be in the Courtesy Pay service?

If I have the Courtesy Pay service on my account and keep enough money in it to pay for all my purchases will you still charge me?

Am I signing up to pay these fees?

Why is that fee so high?

I don’t want you to pay items when I don’t have enough money. What do I do?

When you say link accounts together what do you mean?

Does linking accounts together (overdraft protection) cost me anything?

What happens if I don’t have enough money in my linked account?

I never overdraw my account, should I sign up for the Courtesy Pay service?