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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Frequently Asked Questions

Courtesy Pay

What is a Courtesy Pay limit?


When you say I have a $1,500 Courtesy Pay limit does that mean you are giving me extra money in my account?


Does it mean I will always have access to that money?


If I have Courtesy Pay on my account, does it mean you will pay my item(s)?


You keep saying good standing what does that mean?


What happens if I don’t want to be in the Courtesy Pay service?


If I have the Courtesy Pay service on my account and keep enough money in it to pay for all my purchases will you still charge me?


Am I signing up to pay these fees?


Why is that fee so high?


I don’t want you to pay items when I don’t have enough money. What do I do?


When you say link accounts together what do you mean?


Does linking accounts together (overdraft protection) cost me anything?


What happens if I don’t have enough money in my linked account?


I never overdraw my account, should I sign up for the Courtesy Pay service?