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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Platinum Credit Card

Get a 0% APR Intro Rate for 6 Months¹ on Purchases, Balance Transfers, and Cash Advances

And right now, enjoy 0.0% APR

for 6 months on balances transfers.


Why Choose the Visa Platinum Credit Card?

0% APR Intro Rate for 6 Months¹

Never Pay an Annual Fee¹

No Balance Transfer Fees¹

Low Variable Interest Rate¹

Visa Platinum

0.00% Intro APR¹

0.00% Introductory APR for up to 6 months on purchases, balance transfers, and cash advances.¹
No annual fee or balance transfer fees. 

¹APR = Annual Percentage Rate. Must be 21 years or older to apply. Introductory APR only applicable to new credit card applications. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. View the Guide to Benefits (Opens in a new Window)and the Platinum Credit Card Disclosure(Opens in a new Window).
†Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by February 28, 2021 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.
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Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.

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Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.

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Convenience Services

Safety deposit boxes, Shared Branching, and Courtesy Pay overdraft protection on your checking accounts.

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Money Management

Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.

Interested in more Neighborhood CU accounts?

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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

More About Neighborhood Credit Union

Neighborhood Credit Union is based in Dallas, TX and proud to be a full-service, digital credit union. Open checking accounts online, savings accounts, and even apply for loans online within minutes. We offer some of the lowest auto loan rates and personal loan rates in Dallas.