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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Prize Savings Account

The more you save, the more chances to win.





Why Choose a Prize Savings Account

Win Cash Prizes Just for Saving

Only $25 to Open

Earn Interest at 0.10% APY3

No Maintenance Fees¹

How It Works

Receive one (1) entry monthly for every $25 average daily balance in your Prize Savings account, with drawings for the $1,000 weekly and $49,999.99 annual grand prize.

When you become a member of Neighborhood Credit Union, you will be required to open our Prize Savings Account with a minimum $25 deposit that will be held for the life of your membership. Why? This will be your Membership Share in the credit union making you a co-owner where you can reap member benefits and be involved in credit union operations.

Account Details

  • Opening deposit minimum: $25 membership share
  • No maintenance fees with an additional account or loan product or with an average daily balance of $5001
  • Unlimited deposits
  • 3 free withdrawals each month2
  • Earn 0.10% APY interest with a $100 minimum balance3
 





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All of our Neighborhood Credit Union Accounts feature:






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Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 



Earn Cash, Refer a Friend

Whenever you refer family or friends who do not have a membership with us you'll receive $25.00* when they open a new member checking account.



Send Money with Zelle®

Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number. 
 
 

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Frequently Asked Questions

Every $25 in your Prize savings account at the time of the drawing equals 1 entry. For example: if you have $10,000 in your Prize Savings account, then you would have 400 entries into the drawing.
This will be your Membership Share in the credit union establishing you as as co-owner where you can be involved in credit union operations. $25 will be held in this account as your ownership stake for the life of your membership.
Those who are ages 13 to 17 years old may establish membership at Neighborhood Credit Union through the Membership Savings account.

Limit one (1) Prize Savings account per membership. Must be 18 years of age or older. Please refer to the Official Prize Entry Rules.
1If no other loan or deposit product exists and the minimum balance is not maintained, a Minimum Relationship Fee applies. Please see the Rates and Fee Schedule for details.
2Any additional withdrawals per month will incur a fee. Please see the Rates and Fee Schedule for details.
3APY = Annual Percentage Yield. In order to earn stated annual percentage yield, a minimum balance is required. Please see the Truth-in-Savings Disclosures  and the Rates and Fee Schedule for details.