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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Online Banking

Routing #311079270
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Credit Cards

Saving money is good. But saving money on all your purchases is even better!



And right now, enjoy 0.0% APR

for 6 months on balances transfers.

LEARN MORE

Choose the Card that's Right for You

Earn Cash Back on Your Purchases¹

Get a 0.00% APR Intro Rate²


Cash Rewards

1.50% cash back on all purchases¹

Earn 1.50% cash back on all of your purchases.¹
No annual fee or balance transfer fees.
Low variable interest rate.¹
  

Visa Platinum

0.00% Intro APR²

0.00% Introductory APR for up to 6 months.²
No annual fee or balance transfer fees. 



¹APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Must be 21 years or older to apply. Additional limitations, terms and conditions may apply. View the Rewards Guide to Benefits and Visa Cash Rewards Disclosure 

²APR = Annual Percentage Rate. Must be 21 years or older to apply. Introductory APR only applicable to new credit card applications. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. View the Guide to Benefits and the Platinum Credit Card Disclosure.

†Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by February 28, 2021 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.

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Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.



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No Balance Transfer Fee

Shift your balance from a high-interest credit card to a Neighborhood CU credit card with no added fees attached!
 
 


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No Annual Fee

Shift your balance from a high-interest credit card to a Neighborhood CU credit card with no added fees attached!
 
 


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Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.


Interested in more Neighborhood CU accounts?

Click the All Products button to explore all Neighborhood CU accounts.
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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.