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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Who We Are

We are Neighborhood Credit Union, the oldest credit union in the Dallas-Fort Worth metroplex.

Unlike traditional banking institutions, our goal is not to make a profit from our customers. As a not-for-profit organization, we are in the business of helping people achieve their short and long-term financial goals for their families. Through unique products and community investment, including college scholarships and financial education, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.

A not-for-profit, member-owned, volunteer-directed financial cooperative that provides fiscally sound, economically creative banking solutions.

Who We Serve

Anyone who lives in the state of Texas is eligible for membership. Built on over 91 years of relationships and trust, Neighborhood Credit Union serves well over 50,000 members who are under-served by traditional banking institutions.

Growth at a Glance

91 years

of relationships & trust

56,000 members

satisfied and counting

$1 billion

in assets

$7.8 million

in dividends paid in 2020

Core Values

We are an ethical organization doing the right thing for our members.
We are learners, problem solvers and team players.
We embrace diversity and we have fun!
We are a forward-thinking organization, trusted since 1930.



Why Choose a Credit Union?

Earnings are returned to you in the form of better rates and lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.

We are a not-for-profit owned and governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Credit Unions consistently offer better rates than the big banks.

We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Our Story

Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Where We Are Now

Neighborhood Credit Union now serves the entire state of Texas and our ongoing effort to offer members convenient services in their communities and mobile access wherever they go, has made us a top-rated credit union in Dallas-Fort Worth.

Neighborhood CU has several Dallas-area branches in Anna, Coppell, Dallas, Arlington, Mesquite, Duncanville, Highland Village, Lancaster, Grand Prairie, Prosper, Richardson, and Waxahachie.
Group of men in suits and ties and glasses

Major Milestones

April 1930

 In the spring of 1930, just months after the U.S. stock market crashed, the members of the Post Office Savings and Loan Association vote to organize the Dallas Postal Credit Union


Dallas Postal Credit Union now services 1,612 members with $327,290 in assets and one full-time employee.


Calvin Phillips becomes president of the Dallas Postal Credit Union now with 2,073 members and assets of $1,162,248. Mr. Phillips serves as president for 40 years.
Two men looking a book
Group of men in suits and ties


Hand posting bookkeeping systems are now converted to a National Cash Register Computer for the credit union's 3,471 members.


Dallas Postal Credit Union purchases 90,000 square feet of land to construct a building featuring drive-thru windows, night depository, and safe deposit boxes.
Outside of building with parking lot and cars


The credit union expanded its field of membership to include postal employees in the Dallas Sectional Center, which covers postal facilities in northeast Texas. 


Dallas Postal Credit Union becomes the first Dallas-area credit union to offer share draft accounts to its 9,077 members.
Sign outside of building


Dallas Postal Credit Union unveils the new logo and celebrates 52 years of service.


James Gibson becomes the credit union's third president and serves 18,930 members.
Building entrance with banner outside


New branches are opened in North Dallas, Mesquite, Duncanville, and Downtown Dallas. The Board of Directors votes to expand the field of membership to become community-based and the name is changed to DPCU.


Chet Kimmell becomes DPCU's fourth president.


DPCU officially changes its name to Neighborhood Credit Union and merges with Briggs Weaver Credit Union.
Neighborhood Credit Union 2001 logo


Neighborhood Credit Union moves into the new corporate facility in North Dallas and launches the Prize Savings Account.


Neighborhood Credit Union opens the Richardson branch.


Neighborhood Credit Union opens the Grand Prairie branch.
Building grand opening ribbon people holding banner


Neighborhood Credit Union opens the Coppell branch and relocates the Oak Cliff location.


Neighborhood Credit Union opens the Highland Village branch.


A new logo is revealed and Neighborhood CU merges with Dallas Federal Credit Union.
Neighborhood Credit Union 2018 logo with eagle

Want to grow with us?


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John Logan
Vice Chairman
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Gerald Townsend
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Chet Kimmell
President and CEO
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James Frankeberger
Chief Financial Officer
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Kelly Gidney
Chief Risk Officer
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Mike Roark
Senior Vice President
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Francis Santana
Senior Vice President
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Bonnie Schmitz
Senior Vice President
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Carolyn Jordan
Senior Vice President
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Jessie Swendig
Senior Vice President

Events in Your Neighborhood


October 2021 Virtual Financial Literacy 


International Credit Union Day at Neighborhood CU


October 2021 Coin Drive

Become a Member

Do you want access to exclusive rewards and outstanding products? Learn what it really means to be a member and why it matters.

Annual Report

Click here to download the 2020 Annual Report.

Did you know?

Upon request, members can review the most recent version of the following documents. They can be requested in person at one of our branches or if you would prefer to send a written request, please send requests to: Neighborhood Credit Union, P.O. Box 803476, Dallas, TX 75380-3476.

  • Balance sheet and income statement
  • Summary of the most recent annual audit
  • Written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies and copies, thereof
  • Internal Revenue Service Form 990