
MyPoints Rewards
A free rewards program for eligible members - no enrollment required!
Every purchase you make with an eligible Neighborhood Credit Union Visa Debit Card adds up to rewards points that can be redeemed for exciting gifts.¹
How MyPoints Rewards Work
You earn one point for each $100 spent on a Neighborhood Credit Union Visa Debit Card!¹
Eligible Neighborhood CU Visa Debit Cards are automatically enrolled in the MyPoints reward program and you don't have to register to start earning points. Earn points by using your Neighborhood Credit Union Visa Debit card for every day debit card purchases like groceries, pharmacy, gas station, or online shopping instead of paying with a check, cash, or credit card.
First, Claim Your Account
If you are an eligible member with a debit card, an account within the MyPoints Rewards portal has already been created on your behalf. To claim your account, simply click “Start Here”. Enter the required information and click ”Search”. You must have an email address to claim your account and the account will never expire.
How to Redeem Your Points
After you've claimed and signed into your account, redeem your points for great rewards in a breeze. It only takes 100 points to get your first free gift, or you can save your points for bigger, better rewards in the future!
And, when you shop merchants online with your debit card directly through the rewards portal, you can earn up to 50 times more reward points!²
Debit Card Convenience & Security You Expect
Card Controls at Your Fingertips
Mobile Wallet
Lock Your Debit Card with MyNCU Card Lock
With MyNCU Card Lock, you can quickly turn off and turn on your debit card, report it lost or stolen, or cancel your card. Visit the MyNCU Card Lock Guide to learn more.

Contact Us About MyPoints Rewards
Tap Your Card to Pay with Contactless

Fast

Secure

Convenient
Choose the account that's right for you.

Account Type | Summary | ATM Refunds² | High Yield Interest APY¹ | Opening Deposit | Monthly Fee |
---|---|---|---|---|---|
High Yield |
Free checking with high-yield interest.
|
Yes | 0.01% - 4.25% | $100 | $0 |
Cash Back |
Free checking with cash back rewards.
|
Yes | No | $25 | $0 |
Priority |
Low Opening Deposit and Overdraft Fee Forgiveness.
|
No | No | $25 | $11.99 |
Fresh Start |
Ideal for those with less-than-perfect checking needing to get back on their feet.
|
No | No | $25 | $20 |
Minor/Student Accounts |

Frequently Asked Questions
Eligible accounts will earn points when using your debit card for both in-store and online purchases. You’ll earn one point for every $100 spent with a signature or PIN transaction. In addition, some account holders may receive mailers periodically, offering 100 bonus points for using you debit card 5, 10, 15, 20, or 25 times in one month. To maximize the number of points you will earn, be sure use your debit card instead of check, cash or credit card.
You can also earn extra points by shopping online through the merchants listed in the portal. Simply log in to your account and click on SHOP ONLINE for all of the details.Points are valid for 2 years from the first day of the month in which the Points were issued. Points will be invalid at 12AM on that date, and cannot be redeemed for a reward. Their value will become 0. Deposited certificates and expiration dates can be viewed by clicking on "MyPoints Rewards" and "Certificates."
¹Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms. For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.
²Reward Points vary by retailer. ©2022 Velocity Solutions, LLC. All rights reserved. 22163709U