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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Visa Signature® Cash Rewards Credit Card

Earn 1.50% Cash Back on All of Your Purchases¹





¹Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 3% of total new balance or $35.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. Late and returned payment fee: up to $35. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. Read the Visa Rewards Credit Card Disclosure.

Why Choose the Visa Signature® Cash Rewards Credit Card?

1.50% Cash Back on All Purchases¹

Never Pay an Annual Fee¹

Mobile Wallet Compatible 

Low Variable Interest Rate¹

How It Works

Use the Visa Signature® Cash Rewards Credit Card for any and all of your purchases and get 1.50% cash back¹, that's it!
 
 

Neighborhood Credit Union Cash Rewards Visa Credit Card

  • No annual fees
  • Variable interest rate of 16.50% to 18.00%¹
  • Cash back on all purchases every day


How much cash could you earn just on your basic monthly bills?


Monthly Expense Average Cost Est. Cash Back
Cell Phone
$173.12 $2.60
Car Insurance $238.66 $3.50
Groceries $700 $10.50
Fuel $120 $1.80
TV/Internet $96 $1.44
Utilities $240 $3.60
Total Cash Back Per Month²
$23.44



Apply online for your Visa Signature® Cash Rewards Credit Card today!





¹Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 3% of total new balance or $35.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. Late and returned payment fee: up to $35. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.
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Mobile Wallet

Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.
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Card Controls on the App

Easily turn off and on, report lost, or cancel your credit card with Card Controls in Online Banking or the MyNCU Mobile App.



Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.






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Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.




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Convenience Services

Safety deposit boxes and Courtesy Pay overdraft protection on your checking accounts.




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Money Management

Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.





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Cash Back Checking

Earn cash back rewards with no minimum balance.



Why Neighborhood Credit Union is a great choice for checking, savings, and loans.


With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.

We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.

As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.

At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.



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