Cash Rewards Credit Card
Earn 1.50% Cash Back on All of Your Purchases¹
Why Choose the Cash Rewards Credit Card?
1.50% Cash Back on All Purchases¹
Never Pay an Annual Fee¹
No Balance Transfer Fees¹
Low Variable Interest Rate¹
How It Works
Use the Cash Rewards Credit Card for any and all of your purchases and get 1.50% cash back¹, that's it! Enjoy no balance transfer fees, no annual fees, a variable interest rate of up to 18.00%¹, and cash back on all purchases every day. How much cash could you earn just on your basic monthly bills?
Cell Phone: $173.12 = $2.60 cash back
Car Insurance: $238.66 = $3.50 cash back
Groceries: $700.00 = $10.50 cash back
Fuel: $120.00 = $1.80 cash back
TV/Internet: $96.00 = $1.44 cash back
Utilities: $240.00 = $3.60 cash back
$23.44 cash back per month!²
Apply online for your Cash Rewards Credit Card today!
¹APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Must be 21 years or older to apply. Additional limitations, terms and conditions may apply.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.
Read the Rewards Guide to Benefits and Signature Rewards Disclosure
†Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by February 28, 2021 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.
Credit Card Access through Online Banking
Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.
Membership Benefits
Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.
Convenience Services
Safety deposit boxes, Shared Branching, and Courtesy Pay overdraft protection on your checking accounts.
Money Management
Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.
Interested in more Neighborhood CU accounts?
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| Account Type | Summary | Get Started |
|---|---|---|
| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Auto Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
More About Neighborhood Credit Union
Neighborhood Credit Union is based in Dallas, TX and proud to be a full-service, digital credit union. Open checking accounts online, savings accounts, and even apply for loans online within minutes. We offer some of the lowest auto loan rates and personal loan rates in Dallas.