Visa Signature® Cash Rewards Credit Card
Earn 1.50% Cash Back on All of Your Purchases¹
¹Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $25.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. Read the Visa Rewards Credit Card Disclosure.
Why Choose the Visa Signature® Cash Rewards Credit Card?
1.50% Cash Back on All Purchases¹
Never Pay an Annual Fee¹
No Balance Transfer Fees¹
Low Variable Interest Rate¹
How It Works
Use the Visa Signature® Cash Rewards Credit Card for any and all of your purchases and get 1.50% cash back¹, that's it!
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How much cash could you earn just on your basic monthly bills?
| Monthly Expense | Average Cost | Est. Cash Back |
|---|---|---|
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Cell Phone
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$173.12 | $2.60 |
| Car Insurance | $238.66 | $3.50 |
| Groceries | $700 | $10.50 |
| Fuel | $120 | $1.80 |
| TV/Internet | $96 | $1.44 |
| Utilities | $240 | $3.60 |
| Total Cash Back Per Month² | $23.44 |
Apply online for your Visa Signature® Cash Rewards Credit Card today!
¹Must be 18 years or older to apply. Applicants under the age of 21 may require a co-signer unless independent means of repayment can be established. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $25.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.
Read the Rewards Guide to Benefits and Signature Rewards Disclosure
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.
Card Controls on the App
Easily turn off and on, report lost, or cancel your credit card with Card Controls in Online Banking or the MyNCU Mobile App.
Credit Card Access through Online Banking
Securely access your Neighborhood Credit Union Visa Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.
Membership Benefits
Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.
Convenience Services
Safety deposit boxes and Courtesy Pay overdraft protection on your checking accounts.
Money Management
Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.
Interested in more Neighborhood CU accounts?
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| Account Type | Summary | Get Started |
|---|---|---|
| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Auto Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
Who We Are
Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Neighborhood Credit Union now serves the entire state of Texas with over 61,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.