Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Close search

What can we help you find?

Routing #311079270
Close online banking

Online Banking

Routing #311079270
Woman on hammock smiling with credit card in hand

Cash Rewards Credit Card

Earn 1.50% Cash Back on All of Your Purchases¹

Why Choose the Cash Rewards Credit Card?

1.50% Cash Back on All Purchases¹

Never Pay an Annual Fee¹

No Balance Transfer Fees¹

Low Variable Interest Rate¹

How It Works

Use the Cash Rewards Credit Card for any and all of your purchases and get 1.50% cash back¹, that's it! Enjoy no balance transfer fees, no annual fees, a variable interest rate of up to 18.00%¹, and cash back on all purchases every day. How much cash could you earn just on your basic monthly bills?

Cell Phone: $173.12 = $2.60 cash back
Car Insurance: $238.66 = $3.50 cash back
Groceries: $700.00 = $10.50 cash back
Fuel: $120.00 = $1.80 cash back
TV/Internet: $96.00 = $1.44 cash back
Utilities: $240.00 = $3.60 cash back
$23.44 cash back per month!²

Apply online for your Cash Rewards Credit Card today!

¹APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Must be 21 years or older to apply. Additional limitations, terms and conditions may apply.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.
Laptop and cell phone

Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.

Hand holding out bag of money icon

Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.

Desktop computer icon

Convenience Services

Safety deposit boxes, Shared Branching, and Courtesy Pay overdraft protection on your checking accounts.

Circle and bar graph icon

Money Management

Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.

Interested in more Neighborhood CU accounts?

Explore Products
Woman holding debit card at bakery counter.

Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves over 56,000 members and their assets that now top $970 million. Neighborhood CU’s ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made them a top-rated credit union in the Dallas-Fort Worth area.