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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Visa Signature® Cash Rewards Credit Card

Earn 1.50% Cash Back on All of Your Purchases¹




¹Must be 21 years or older to apply. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.

Why Choose the Visa Signature® Cash Rewards Credit Card?

1.50% Cash Back on All Purchases¹

Never Pay an Annual Fee¹

No Balance Transfer Fees¹

Low Variable Interest Rate¹

How It Works

Use the Visa Signature® Cash Rewards Credit Card for any and all of your purchases and get 1.50% cash back¹, that's it! Enjoy no balance transfer fees, no annual fees, a variable interest rate of up to 18.00%¹, and cash back on all purchases every day. How much cash could you earn just on your basic monthly bills?

Monthly Expense Average Cost Est. Cash Back
Cell Phone
 $173.12 $2.60
Car Insurance $238.66 $3.50
Groceries $700 $10.50
Fuel $120 $1.80
TV/Internet $96 $1.44
Utilities $240 $3.60
Total Cash Back Per Month²
$23.44



Apply online for your Visa Signature® Cash Rewards Credit Card today!




¹Must be 21 years or older to apply. Minimum credit line is $5,000. APR based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 3.00% of the amount of each cash advance, whichever is greater. A Foreign Transaction fee of 2.00% will be applied in US Dollars to each transaction conducted outside of the United States. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender.
²Monthly bills and cash back totals are estimations and for illustrative purposes only.
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Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.



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Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.




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Convenience Services

Safety deposit boxes, Shared Branching, and Courtesy Pay overdraft protection on your checking accounts.




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Money Management

Have a personal finance dashboard at your fingertips inside Online Banking and the MyNCU Mobile App.


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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.