Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Chat Search
Close search

What can we help you find?

Routing #311079270
Close online banking

Online Banking

Routing #311079270
Man taking care of plants in a nursery

Online Savings CD

Reap 2.00% APY* for 17 months with the Online Savings CD. 

 
 

Why Invest with Neighborhood Credit Union

Bar graph arrow ascending icon

Better Rates thank Banks

Plant in a flower pot icon

No Market Risk

Clock and a dollar sign icon

Short Term Timeline

Check mark icon

Guaranteed Returns

Online Savings CD

2.00% APY*

An exclusive rate only available online with additional deposits allowed.
Must be 18 years of age or older.
Minimum Opening Deposit: $1,500
Term: 17 months
  

*APY = Annual Percentage Yield. Fixed Interest Rate: 1.98%. Rates effective January 27, 2020 and are subject to change without notice. CD interest is compounded daily. An interest penalty is required for early withdrawal. Please see full disclosures(Opens in a new Window) for additional information.
Computer monitor

Already a member and want to open a CD online?

 
If you are already a member of Neighborhood CU and you would like to open your CD online, please log into your Online Banking account and look under the Additional Services tab.
 
 

 Ready to join the Neighborhood?

 
 
 
 
 
 

Why Choose an Online Savings CD

Better Rates Than Banks

Enjoy getting a better interest rate and earning higher returns than you would at other big banks.

Flexible Timelines

Plan for life’s events near and far by picking a term ranging from 3 months to 5 years.

Low Risk Way to Grow 

A fixed interest rate means the rate stays the same until maturity.
 
 
 

Want to compare CDs side by side?

Click the "Compare CDs" button to explore in-depth.
Compare CDs
Close
Hands holding dirt with green plant

60-Month Traditional CD

Don’t let the stock market numbers keep you up at night. A fixed interest rate means the rate stays the same until maturity.
 

Frequently Asked Questions

Interest on all certificates are credited at the end of each month.
When you reach your maturity date, you have a ten (10) day window to do one of three things:
 
  1. Change the term.
  2. Make additional deposits or withdrawal funds.
  3. Close the CD.
If you reach the maturity date and don't make any changes or withdrawals, your CD will automatically renew into the same system.
Yes, we may impose a penalty if you withdraw before the maturity date. For certificates with terms of one (1) year or less, the penalty is 180 days of interest. Certificates with terms of more than 1 year, the penalty is 365 days of interest. Please see the certificate Truth-In-Savings Disclosure for more details.
 
Opening a CD is as simple as opening one online or visiting one of our branch locations. If you are already a member of Neighborhood CU and you would like to open your CD online, please log into your Online Banking account and look under the Additional Services tab.
*APY = Annual Percentage Yield. Fixed Interest Rate: 1.98%. Rates effective January 27, 2020 and are subject to change without notice. CD interest is compounded daily. An interest penalty is required for early withdrawal. Please see full disclosures(Opens in a new Window) for additional information.