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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Student Banking

It's never too early to start healthy financial habits.

For students 13 to 17 years old at account opening with their parent or guardian as co-owner.


Open Your Teen's Account Online Today 

Over 18? You qualify for your own account.

Cash Back Checking mobile app peek

All Neighborhood Credit Union checking accounts feature:

Locations Across Dallas - Fort Worth

We have multiple locations across the Dallas - Fort Worth Metroplex that offer drive thru service and safe deposit boxes. Explore all of our locations or better yet, make a virtual appointment with our branch staff and talk to someone face to face.

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Alerts & Notifications

Be aware of low funds and get regular balance updates in Online Banking, email, and your mobile device.

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Simple Saver

Easily set up reoccurring transfers to your savings to encourage healthy savings habits without even thinking about it. 

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Text Message Banking

Quickly access to your account balances, view recent transactions and more through a simple text.

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Mobile Deposit

Deposit checks right inside of the MyNCU Mobile App without ever having to visit a branch.

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Card Controls

Easily turn off, on, or cancel your debit card with Card Controls inside Online Banking or MyNCU Mobile App.

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Money Management

Truly begin the financial education journey with your teen with our free and easy to use budgeting software.

Questions about our accounts or membership?

 Over 18? You qualify for your own account.


†Qualification Cycle = the first day of the month through the last day of the month.

1Cash Back Checking qualifications that must be met to obtain cash back rewards and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle. Qualification Cycle and Statement cycle = first day of month through last day of month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; and (b) you will receive 3% cash back on purchases up to $200 for a total of $6 per month on combined debit and credit card purchases. If qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Minimum to open is $25. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.  

²APY = Annual Percentage Yield.

View the Truth-In-Savings Disclosures.