Privacy & Security Center
Our main priority is members' safety. Scammers can easily spoof bank phone numbers and instruct you to bypass scam warnings set up for your protection. Neighborhood Credit Union will never initiate communication and then ask for your personal information via phone, text, or email. If you receive a phone call, text, or email from us that seems suspicious, please do not hesitate to alert us by calling 214-748-9393.
Neighborhood Credit Union Security Center: Your Protection Hub
How it Works: Fake charities requesting donations for a cause that doesn't exist.
How to Avoid: Donate to well-known, reputable charities. Verify the legitimacy of lesser-known organizations before giving.
Tech Support Scams
How it Works: "Your computer has a virus! Call this number for tech support."
How to Avoid: Tech support should be initiated by you. Don't call numbers from unsolicited pop-ups. Verify the legitimacy of the support service.
How it Works: Receiving emails that appear to be from trusted organizations requesting personal information or login credentials.
How to Avoid: Be cautious when clicking on links or sharing sensitive information via email. Verify the sender's authenticity before responding.
Lottery of Prize Scams
How it Works: "Congratulations! You've been selected as a winner in a random draw. To claim your prize, you just need to pay a processing fee."
How to Avoid: Legitimate lotteries and contests don't require you to pay upfront fees to claim winnings. Be skeptical of unsolicited prize notifications that ask for money.
How it Works: You receive a phone call or text message that appears to be from your credit union. The message claims there is a security issue with your account and asks you to click a link or provide personal information to resolve the issue.
How to Avoid: Be cautious when receiving unsolicited messages or calls from your credit union. Always verify the authenticity of the communication by contacting your credit union directly using official contact information found on their website or your account statements.
How it Works: "I've fallen in love with you, but I'm in a financial crisis and need money to visit you in person. Can you send me some funds?"
How to Avoid: Be cautious of individuals who quickly profess love and ask for financial assistance. Avoid sending money to someone you've only met online or by phone.
File a Credit Bureau Dispute
Think there might be an error with your Neighborhood Credit Union account after reviewing your credit report? You can mail or email us your dispute in writing or submit your requests directly to the credit reporting agencies.
External Funds Transfer Disclosure
Read the federal statements required by the Electronic Fund Transfer Act, including information about the use of Personal Identification Number (PIN), passwords, ATMs and more.
This is a national public awareness campaign aimed at increasing the understanding of cyber threats and empowering the American public to be safer and more secure online.
We're here to help!
If you receive a phone call, text, or email from us that seems suspicious, please do not hesitate to get in contact with a trusted Neighborhood Credit Union representative to confirm.