My Rewards Premium Debit Cards
Rewards program exclusively for our members!
Get rewarded for everyday purchases with the My Rewards® Gold or Platinum Debit Cards! For every $100 spent with a Neighborhood Credit Union My Rewards Visa Debit Card you'll earn reward points that can be redeemed for exciting gifts.¹
My Rewards Gold Debit Card
Earn 2 points per $100 spent
Get 1.5x cash back when shopping online2
$9.95 per month after 90-day free trial
My Rewards Platinum Debit Card
Earn 3 points per $100 spent
2x the bonus points for online shopping3
$14.95 per month after 90-day free trial
Just a few of the benefits you'll enjoy with My Rewards Premium Debit Cards:
Emergency Roadside Assistance4
Hotel and Rental Car Discounts5
My Rewards Rx Savings Card6
Earn Points for Everyday Purchases
How to Upgrade Your Debit Card
Enrollment is easy, and you can enjoy the program for free for 90 days!
Step 1
If you already have a MyPoints Reward account, skip to step 2.
- Before you can enroll, you must be registered for the MyPoints Reward Program. You can claim your account for free!
- Check to see if you have a MyPoints account here.
Step 2
- Enroll online by clicking here.
- You can also enroll by visiting your local branch, by calling Member Services, or chat!
Once enrolled, login to your MyPoints account and select Card Settings from the My Rewards Card menu and follow the prompts to link your My Rewards Debit Card to your checking account.
Which My Rewards Debit Card is right for me?
| Free Debit Card |
Gold Debit Card | Platinum Debit Card | |
|---|---|---|---|
| Earn Points for Everyday Purchases | Base Amount Only | 2 Points for every $100 spent | 3 points for every $100 spent |
| Cash Back Shopping Online | Average of 2.5% Cash Back | 1.5x cash back | 2x cash back |
| Bonus Points for Online Purchases | Average of 25 Points per $100 | 1.5x the bonus points | 2x the bonus points |
| Emergency Roadside Assistance |
n/a | 1 event annually up to $100 per event | 3 events annually up to $100 per event |
| Hotel and Rental Car Discounts | n/a | Enjoy savings on rental car use and hotel accommodations. | Enjoy savings on rental car use and hotel accommodations. |
| My Rewards Rx Savings Card | n/a | Simply present your My Rewards® Rx Savings Card at one of the 60,000+ participating pharmacies. | Simply present your My Rewards® Rx Savings Card at one of the 60,000+ participating pharmacies. |
| Cellphone Protection | n/a | n/a | 2 claims annually7 |
| Monthly Cost Per Card | n/a | $9.95 | $14.95 |
How to Locate Your Point in MyPoints RewardsWant to check your points but unsure how? Watch this short how to video to learn how to locate your points in a flash.
|
Explore Checking Accounts at Neighborhood Credit Union
Compare
Checking
Accounts
Close
| Account Type | Summary | ATM Refunds² | High Yield Interest APY¹ | Opening Deposit | Monthly Fee |
|---|---|---|---|---|---|
| High Yield |
Free checking with high-yield interest.
|
Yes | 0.01% - 4.00% | $100 | $0 |
| Cash Back |
Free checking with cash back rewards.
|
Yes | No | $25 | $0 |
| Priority |
Low Opening Deposit and Overdraft Fee Forgiveness.
|
No | No | $25 | $11.99 |
| Fresh Start |
Ideal for those with less-than-perfect checking needing to get back on their feet.
|
No | No | $25 | $20 |
| Minor/Student Accounts |
Frequently Asked Questions
The Gold card is $9.95 per month ($2.50 per week). The Platinum card is $14.95 per month ($0.50 per day). There is no additional annual charge fee.
Points will expire two years from the date they are earned.
There is no limit on how many points you can earn per month.
Yes, a new Gold or Platinum Rewards (contactless) Card will be ordered upon enrollment
in the program. An existing debit card will continue to work until you have received your new
Rewards Card.
in the program. An existing debit card will continue to work until you have received your new
Rewards Card.
Benefits Hotline: (855) 341-7681 // Benefits Email: VIP@myncu-redeem.com
1Base amount of points earned for purchases using the basic Neighborhood Credit Union Debit Card is 1 point per $100 for signature or PIN based card transactions.
2Cash Back and Bonus Point amounts and Program discounts and Coupon Values vary in the sole discretion of the applicable participating retailer or service provider.
3 Rewards in program valued from 100 to 100,000 points. The term “bonus points” refers to points that are awarded at the discretion of a participating online retailer for purchases made upon your login and through your financial institution’s rewards website. “Standard” bonus points awarded vary in the discretion of the respective participating retailers and are indicated when the online retailer site is accessed through your financial institution’s rewards website.
4See benefit guide for complete benefit details. You are responsible for the cost of any fuel delivered.
5Discounts and savings at participating locations only. Discounts and savings may vary between participating locations.
6This is not insurance. My Rewards Rx Savings Card prescription savings will vary depending on participating vendors and geographic location.
7Subject to policy terms. Provides coverage only for device damage rendering the device no longer able to perform the function for which the device is intended (i.e., damage causing a cell phone not to be able to make and receive calls, etc.) Discounts and savings at participating locations only.
For additional information on the benefits available, please visit www.myncu-redeem.com/benefitguide.