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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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All Neighborhood Credit Union checking accounts feature:


Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee.

Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 

Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.

Questions about our accounts or membership?



†Qualification Cycle = a period beginning one day prior to the first day of the Monthly Statement Cycle through one day prior to the close of the Monthly Statement Cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account.

1APY = Annual Percentage Yield. If qualifications are met each Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. 

2Domestic ATM withdrawal fees incurred during Qualification Cycle in which qualifications were met will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

3You will be refunded up to $25 for iTunes® and/or® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. 

4Each qualification cycle, earn up to $5 in refunds of iTunes and/or purchases if qualifications are met during previous Qualification Cycle. Purchases must be made with the debit card or credit card associated with your Kasasa® Tunes account. Qualifying transactions must post to and settle the account during the Qualification Cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per Social Security Number.

5Restrictions apply. Choice Checking begins with a $10.50 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Qualification Cycle for receiving electronic statements. The fee is reduced by $0.20 each time you use your debit card to make a signature-based purchase during the Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). See the Rates & Fees page here.

6MyIDGuard’s system monitors the internet and social websites for up to 25 items, including debit cards, credit cards, social security number, and other personal information that the account holder provides. If any of the account holder’s provided information is detected, the account holder will immediately receive notification. Credit report monitoring is not included.

7Fresh Start Courtesy Pay limit is $200. Direct Deposit is required for Fresh Start Courtesy Pay. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide here. See Rates & Fees page.

8Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide here.

View the Truth-In-Savings Disclosure.