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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Earn Cash When You Refer a Friend!

With our Member Referral Program, you can be rewarded just for referring new checking accounts or loans.

Easily send an email now by using the form below! 

How It Works

New Member Checking Accounts

Refer family or friends who do not have a membership with us and you will receive $25.00 once their checking account has been open for six months¹.
While they're opening their account online, there is a small section of Additional Info. Be sure to let them know:
  1. Select Friends or Family on the "How did you hear about us?" question.
  2. Select Yes for "Is this a Member Referral?" and they must put your full name in the "Who Referred You?" field for you to receive your $25 cash bonus.
  3. Lastly, enter online promo code REFER in the designated box. 

New Auto or Personal Loan

Refer a new or existing member to Neighborhood Credit Union for an Auto or Personal Loan and receive $100.00² when the loan has funded!

  1. The referred must mention the Member Referral Loan Program at the time of the application; or
  2. Select YES for the Member Referral Program on the online application.

*To qualify for the referral program, all entrants must be at least 18 years of age and a member in good standing with Neighborhood Credit Union. Youth accounts age 12 and under are not eligible, including Kid's Club and TUTMA accounts. Member is paid $25 for a new membership referral after the referred membership and/or checking account has been maintained a minimum of 90 days. The $25 referral offer is not valid with any other offers or promotions, additional restrictions may apply.
**Member is paid $100 for loan referral after the referred loan has been funded. Auto loans must be a minimum of $15,000 and Personal loans must be a minimum $5,000. Offer excludes existing loans financed through Neighborhood Credit Union and cannot be combined with any other new member referral offers. Offer subject to change without notice. Additional restrictions may apply.
Easily send an email to refer a friend now by using the form below! 

Laptop and cell phone

All Neighborhood Credit Union deposit accounts feature:

Start Your Journey to Financial Success

Send Money with Zelle®

Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number. 

Mobile Wallet

Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.

GreenPath Financial Wellness

With free access to money management and financial education services, GreenPath is a non-profit that partners with you to achieve your financial goals.

Surcharge-Free ATMs

The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.

Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 

Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.

Want to compare our checking accounts side by side?

Click the "Compare Accounts" button to explore in-depth.
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Financial Management Software

Fine-tune and track your spending habits and financial goals with ease from our Money Management dashboard.

Frequently Asked Questions

Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.5 million in interest dividends were paid back to our members in 2018 alone.
Yes, we offer a second chance checking account called Fresh Start. Visit the Fresh Start Checking page for more information.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. We also have 14 locations in the DFW Metroplex.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.