Insurance
Exclusive Member Benefits – Protect What Matters Most
As a Neighborhood Credit Union member, you have access to exclusive products and services designed to simplify your life. Safeguard your family, assets, and financial future with our carefully curated insurance programs.
TruStage Insurance
TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, long-term care, home and more. TruStage offers straightforward information, real value and assurance.
TruStage Products & Programs
Auto Insurance
TruStage and their partnerships can provide discounted rates for credit union members, online services, and 24/7 claims service.
Home Insurance
Affordable, top-quality protection to help protect your family’s home and personal belongings.
Life Insurance Plans
Policies to help you protect the people who matter most in your life. These plans are designed to fit your budget and provide excellent coverage.
Accidental Death & Dismemberment Insurance
Cash benefits after an accident result in a covered injury or loss of life due to an accident.
MyNCU Member Protect
MyNCU Member Protect adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.
Auto Protection Options
We saved our members $5,895.64 in 2024 with GAP Insurance.* Protect your vehicle investment with our coverage options that include GAP, Extended Warranties, and DentGuard®.
Explore Neighborhood Credit Union Products
From banking to borrowing, we have everything you need.
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| Account Type | Summary | Get Started |
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| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Vehicle Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
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Not sure where to start? Let us narrow down products that may be the solution to what you’re looking for!
Frequently Asked Questions
If you are a member of Neighborhood Credit Union, you can sign up or purchase any of our insurance products! If you are currently not a member, anyone living in the state of Texas can become one. Click here to explore our accounts and open online.
Members can buy our Extended Warranty and Dent Guard products at any time, even for vehicles financed elsewhere. For GAP, the member must have the vehicle financed here with Neighborhood Credit Union. Dent Guard and Extended Warranty protection are not available for recreational vehicles.
If you would like to purchase a protection product separately, just call the Lending team at 214.748.9393 extension 2601.
*Actual savings for GAP members will vary. GAP is available only for members with an auto or recreational vehicle financed through Neighborhood Credit Union.