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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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As a member of Neighborhood Credit Union, you have access to special products and services to help make your life easier. Protect your family, your assets and your wealth with our curated insurance programs.

MyNCU Member Protect

MyNCU Member Protect adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.

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Auto Protection Options

We saved our members over $750,000 in 2020 with GAP Insurance.* Protect your vehicle investment with our coverage options that include GAP, Extended Warranties, and DentGuard®.

TruStage Insurance

TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, long-term care, home and more. TruStage offers straightforward information, real value and assurance.


TruStage Products & Programs

Health Insurance

Compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. 

Auto Insurance

TruStage and their partnerships can provide discounted rates for credit union members, online services, and 24/7 claims service.

Home Insurance

Affordable, top-quality protection to help protect your family’s home and personal belongings.

Life Insurance Plans

Policies to help you protect the people who matter most in your life. These plans are designed to fit your budget and provide excellent coverage.

Accidental Death & Dismemberment Insurance

Cash benefits after an accident results in a covered injury or loss of life due to an accident.

Explore Neighborhood Credit Union Products

From banking to borrowing, we have everything you need.
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Frequently Asked Questions

If you are a member of Neighborhood Credit Union, you can sign up or purchase any of our insurance products! If you are currently not a member, anyone living in the state of Texas can become one. Click here to explore our accounts and open online.

Members can buy our Extended Warranty and Dent Guard products at any time, even for vehicles financed elsewhere. For GAP, the member must have the vehicle financed here with Neighborhood Credit Union. Dent Guard and Extended Warranty protection are not available for recreational vehicles.

If you would like to purchase a protection product separately, just call the Lending team at 214.748.9393 extension 2601.

*Actual savings for GAP members will vary. GAP is available only for members with an auto or recreational vehicle financed through Neighborhood Credit Union.