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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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High Yield Savings Account

Earn more with an impressive 3.00% annual percentage yield on $10,000 or more.

Account Features

Impressive 3.00% APY1

No Fee with Minimum Balance²

24/7 Online Banking & Mobile App

$10,000 Opening Deposit

How it Works

Earn an impressive 3.00% APY1 on a balance of $10,000 or more. Access your account at anytime to deposit funds or transfer to other accounts with Online Banking or the MyNCU Mobile App.

If your balance drops below $10,000 you will incur a maintenance fee and the interest will drop to 0.00% APY.²

Minimum Opening Deposit


Transaction Limits

You can make three (3) withdrawals each statement cycle for free. Any excess withdrawal will incur a fee.³

1APY = Annual Percentage Yield. Fixed interest rate at 2.96%. Rate effective March 1, 2023 and is subject to change after account opening. $10,000 minimum deposit required to open account.
²If minimum balance drops below $10,000.00, the annual percentage rate earned will be 0.00% and will incur a maintenance fee. Please see Rates & Fees page for details.
³More than 3 withdrawals per month will incur a fee. Please see Rates & Fees page for details. View the Truth-In-Savings Disclosure.

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All Neighborhood Credit Union savings accounts feature:

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4.50% APY* 17-Month CD

An online-only CD offer that allows additional deposits.

Frequently Asked Questions

For the High Yield Savings Account, interest is compounded monthly.
Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
The Annual Percentage Yield reflects the interest rate and the effect of the frequency of interest compounding (for example, daily) during a 365-day period. The Interest Rate is the annualized rate applied to the principal balance of the account each day in order to determine the amount of interest that has accrued on that day’s principal balance.

Please see Rates & Fees page for current fees. View the Truth-in-Savings Disclosures