Explore. Experience. Energize.
Get 1% APR Off Your Qualified Rate on a Vacation Personal Loan – Limited-Time Offer!
Drive Free for One Year
Secure an auto loan by June 30th, 2025 to enter our sweepstakes for a chance to win a full year of free car payments.*
Protect Yourself from Fraud
Learn how to spot scams, secure your information, and take action to prevent fraud with our updated resources and guidance.
$49,999.99 Awarded for Smart Saving
Congratulations to Mark, our 2024 Prize Savings Grand Prize Winner, who took home $49,999.99 just for saving! Start saving today for your chance to win.*
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!
Better Rates than Banks
★★★★★
"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V.
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What's Happening in the Neighborhood?
Award-Winning Mobile AppBank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
Unlock Your Financial Potential
Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!
Inflate My Rate CD
The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.