Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
Close search

What can we help you find?

Routing #311079270
Apply For LoanLoans
Close online banking

Online Banking

Routing #311079270

Man sitting in kitchen holding NCU debit card and looking at his phone.

Free Checking with High-Yield Interest

Earn 4.25% APY interest on account balances up to $50,000 with a High Yield Checking account.*


Save More & Consolidate Your Debt

Combine your monthly payments into one with rates as low as 7.99% APR and enjoy up to 90 days of no payments.*



Get 1.50% Cash Back on Everything*

Get 1.50% cash back on everything you spend with the Neighborhood Credit Union Cash Back Rewards credit card.*
 

Better than ever rates

View All Rates  |  See Details
money bag icon illustration

2.00%¹

APY* on $10,000

money bag icon illustration

4.00%²

APY for 60 Months

credit/debit card icon illustration

0.00%³

6 Month Intro APR**

car icon illustration

5.99%4

APR** as low as

money bag icon illustration

0.01% - 4.25%5

APY* on up to $50,000

Featured Favorites

Get started on your journey to financial wellness.

What's Happening in the Neighborhood?

Woman smiling looking down at her phone sitting at a dest by large windows.
03/23/2023

2023 Annual Meeting


02/07 & 02/21/2023

February 2023 Virtual Financial Literacy

Homepage card header small shot of iphone with myncu app and debit card
02/01/2023

Limited Time Member Referral Bonus Increase

Woman smiling looking down at her phone sitting at a dest by large windows.
01/30/2023

2022 Grand Prize Winner Announced 

01/30/2023

Credit Cards for Debt Consolidation

Homepage card header small shot of a man smiling and looking at paper documents
12/21/2022

Ways to Survive and Thrive in Times of High Inflation: Saving Tips and More

12/07/2022

The Best of Ellis County 2022

12/01/2022

A Message from our CEO

Woman smiling looking down at her phone sitting at a dest by large windows.
11/29/2022

New Hours for Uptown Branch

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

See Your Credit Score for Free

Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.