See how we’re making an impact in the communities we serve through testimonials, photos, and real numbers.
Finance Smarter. Go Farther.
Find a loan that fits your life with rates as low as 3.99% APR—and set sail with a cruise for two.*
Make More with 5.00% APY Checking*
Put your money to work - earn 5.00% APY on balances up to $25,000 with High Yield Checking.
Neighborhood CU in the Community
2026 Scholarship Contest
The Neighborhood CU Foundation is awarding five $2,000 scholarships. Essay or video entries accepted through May 15th.
Boat Loans for Texas Adventures
Finance your new or used boat with flexible terms, low rates starting at 6.24% APR, and a local team ready to help you get on the water.
Better Rates than Banks
★★★★★
"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V.
Featured Favorites
Get started on your journey to financial wellness.
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What's Happening in the Neighborhood?
03/10/2026
Carolyn Jordan inducted into African-American Credit Union Coalition 2026 Hall of Fame
Award-Winning Mobile AppBank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
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Estate360
Planning for the future doesn’t have to feel overwhelming. Estate360 gives Neighborhood Credit Union members access to an affordable online estate planning tool designed to help you create important legal documents and organize your wishes with confidence.
Invite a Friend
Share Neighborhood Credit Union with friends and family using your unique Invite a Friend code in MyPoints Rewards. Send it by text, email, or social media and earn 350 points valued at $25 when a new account is opened.
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.