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Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Holidays Have Arrived
Enjoy 1% off on your qualified personal loan rate on a 12 month term Holiday Loan.*

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Fuel Your Dreams

Get 1% off your qualified rate and up to 120 days of no payments when you purchase a new or used auto loan or refinance your current auto loan from a different lender.*

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Certificate of Deposit
Earn 5.00 % APY on a 6, 12, or 18 Month CD. Open online today!*

Better than ever rates

View All Rates  |  See Details
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APY* on $10,000

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5.00 %²

APY for 6 Months

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6 Month Intro APR**

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0.01% - 4.25%5

APY* on up to $50,000

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Get started on your journey to financial wellness.

What's Happening in the Neighborhood?


A Budgeting Guide to Maximize Your Joy


How to Avoid Student Loan Forgiveness Scams


Neighborhood Credit Union Purchases Land in Sherman

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Neighborhood Credit Union Launches Innovative My Rewards® Gold and Platinum Debit Card Program 


Build Your Credit from Scratch


Three Students Awarded $2,000 Each


Protect Yourself from Jugging


Protecting Yourself from Skimming Attacks in the DFW-Metroplex


What is the NCUA?

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

See Your Credit Score for Free

Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*

Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.