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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Share the Love
Refer friends or family to Neighborhood Credit Union for a New Member Checking Account or Personal Loan and get $100, or for an Auto Loan, receive $200. 

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Rates as low as

5.99% APR*

We've lowered rates! And get 1% off your qualified rate and up to 120 days of no payments when you purchase a new or used vehicle or refinance your current loan from a different lender.*


Up to 4.25% APY*
A better-than-free checking account! Open the High Yield Checking Account online today!
 


Better Rates than Banks

View All Rates  |  See Details
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5.99%1

APR* on up to 60 Months

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3.00%2

APY* on $10,000

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4.50%3

APY for 18 Months

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10.99%4

APR for 36 Months or less

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Up to 4.25%5

APY* on up to $50,000

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Get started on your journey to financial wellness.

What's Happening in the Neighborhood?


03/28/2024

Neighborhood Credit Union 2024 Annual Meeting 



02/15/2024

Setting Yourself Up for Financial Success in 2024!



02/14/2024

Push Notifications Opt-In Guide



02/01/2024

Happy New Year from Our CEO


01/31/2024

Beware of Tax Refund Scams: Protect Your Personal Information



01/29/2024

Why You Should Consider Opening a CD


12/27/2023

A Guide to Sticking to Your Goals in the New Year


12/29/2023

Changes to Checking Account Qualifications


03/21/2023

What is the NCUA?

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

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Unlock Your Financial Potential

Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.