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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Limited-Time Certificate of Deposit  

Introducing a limited-time 6-month CD with
an outstanding rate of  4.00 % APY* 
 

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Free Checking with High-Yield Interest

Earn 4.25% APY interest on account balances up to $50,000 with a High Yield Checking account.*


Save More & Consolidate Your Debt
Combine your monthly payments into one with rates as low as 7.99% APR and enjoy up to 90 days of no payments.*




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Better than ever rates

View All Rates  |  See Details
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3.00%¹

APY* on $10,000

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4.35 %²

APY for 30 Months

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0.00%³

6 Month Intro APR**

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5.99%4

APR** as low as

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0.01% - 4.25%5

APY* on up to $50,000

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Get started on your journey to financial wellness.

What's Happening in the Neighborhood?

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03/23/2023

2023 Annual Meeting

03/14 & 03/28/2023

March 2023 Virtual Financial Literacy

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03/01/2023 

Neighborhood CU Fee Change 2023

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03/01/2023

Neighborhood CU Fee Change 2023

03/01/2023

Neighborhood CU Donates to Children's Health

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02/22/2023

How to Spot a Job Scam


02/01/2023

Limited Time Member Referral Bonus Increase

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01/30/2023

2022 Grand Prize Winner Announced 

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01/30/2023

Credit Cards for Debt Consolidation

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

See Your Credit Score for Free

Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
311079270.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.