The RelyOn Credit Union merger conversion is now complete! Former RelyOn CU members: view our detailed merger guide here.
Get up to $500 Cash Back
Holiday Cash Bonus: Earn Up to $500 Back on New, Used, or Refinanced Auto Loans!*
Home Equity Loans
Secure financial support for unexpected expenses or life milestones with a home equity loan as low as 7.00% APR.* From home improvements to debt consolidation, take advantage of your home's value today.
Avoid Scams this Holiday Season
Keep an eye out for unusual requests and verify payment details before making holiday purchases. Visit our Privacy & Security Center for more ways to protect yourself!
Invite a Friend
Refer a friend or family member, and both of you will earn $25 worth of points when they open a checking account!*
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!*
Better Rates than Banks
★★★★★
"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V.
Featured Favorites
Get started on your journey to financial wellness.
What's Happening in the Neighborhood?
10/30/2024
Spread Joy & Save Money: Make it a Happy and Financially Healthy Season
09/30/2024
Enhanced Security with Microsoft Purview Message Encryption
09/15 - 10/15, 2024
National Hispanic Heritage Month
09/04/2024
Neighborhood Credit Union Acquires RelyOn Credit Union
09/01/2024
September 2024 Updates From our CEO
08/19/2024
New Live Chat Experience on Neighborhood CU Website
08/01/2024
Quishing: Navigating the Risks of QR Code Scams and How to Stay Safe
08/01/2024
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
07/07/2024
Tis the $eason (for a Mid-Year Money Check Up)
Award-Winning Mobile App
Bank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
Unlock Your Financial Potential
Discover the power of financial knowledge with Credit Score. Gain insights into your credit health, access your complete credit report, and receive real-time credit monitoring alerts, all for free!
Inflate My Rate CD
The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.
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