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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Earn 2.00% APY* with High-Yield Checking 

Get rewarded for things you do anyway. Earn 0.01% and up to 2.00% APY* with our Kasasa Cash Checking account.


Consolidate Your Debt the Easy Way

Combine other loans into one monthly payment with rates as low as
9.49% APR*



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Certificates of Deposit as high as 3.50% APY*

With better rates than banks, safely invest your money with a CD from Neighborhood Credit Union.


Apply for a Loan

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Better than ever rates

View All Rates  |  See Details
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1.00%¹

APY* on $10,000

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3.50%²

APY for 60 Months

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0.00%³

6 Month Intro APR**

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4.99%4

APR** as low as

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0.01% - 2.00%5

APY* on up to $50,000

Featured Favorites

Get started on your journey to financial wellness.

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What's Happening in the Neighborhood?

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09/22/2022

North Texas Giving Day

09/13/2022-09/29/2022

September Virtual Financial Workshops


09/01/2022

Get $100 or 1% off Your Qualified Auto Loan Rate 

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08/31/2022

Neighborhood CU Presents Melissa ISD Teacher of the Year Award

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08//30/2022

How To: Add a Joint Signer in Online Banking

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07/20/2022

Get Back To School Ready with a Neighborhood CU Personal Loan

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07/19/2022

How Healthy is Your Housing Budget? 

Woman smiling looking down at her phone sitting at a dest by large windows.
06/29/2022

How To: Upload Documents In the MyNCU Mobile App

06/22/2022

Waxahachie Block Party Recap 2022 

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

See Your Credit Score for Free

Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*