
Holidays Have Arrived
Enjoy 1% off on your qualified personal loan rate on a 12 month term Holiday Loan.*

Fuel Your Dreams
Get 1% off your qualified rate and up to 120 days of no payments when you purchase a new or used auto loan or refinance your current auto loan from a different lender.*

Certificate of Deposit
Better than ever rates
Featured Favorites
Get started on your journey to financial wellness.
What's Happening in the Neighborhood?
11/01/2023
09/22/2023

09/25/2023
Neighborhood Credit Union Purchases Land in Sherman

08/30/2023
Neighborhood Credit Union Launches Innovative My Rewards® Gold and Platinum Debit Card Program

09/13/2023
Build Your Credit from Scratch
07/26/2023
Three Students Awarded $2,000 Each
06/20/2023
Protect Yourself from Jugging

05/02/2023
Protecting Yourself from Skimming Attacks in the DFW-Metroplex

03/21/2023
What is the NCUA?


Bank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

See Your Credit Score for Free
Learn more about your credit score, get access to your full credit report, and access to credit monitoring alerts with Credit Score.

Inflate My Rate CD
The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.9 million in interest dividends were paid back to our members in 2021 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.
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