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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Online Banking

Routing #311079270
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Personal Loans

Signature Loans

Whether you’re taking a vacation, consolidating bills, doing home or auto repairs, or just need some cash, apply for one of Neighborhood Credit Union's Personal Loans today.


Husband and wife on the beach with two kidsLine of Credit

Get access to a pre-approved amount of extra cash through withdrawals, Online Banking & overdraft protection. 

Share Secured Loans

Use the funds in your savings, CD or Money Market account as security against the loans. Enjoy low rates while you continue to earn dividends on your savings.

Apply Online

Apply for a loan online in under 10 minutes.

Personal Loan Rates

Rates Effective: March 18, 2020. All rates quoted are Annual Percentage Rates (APR). Rates subject to change. With approved credit. 

Term Rate
Unsecured Line of Credit
36 months or Less As low as 7.49% APR
37 – 60 months As low as 8.99% APR
Unsecured signature loans
36 months or less As low as 7.49% APR
37-60 months As low as 8.99% APR

Refer a Friend, Earn Cash

Through our Member Referral program, whenever you refer a new or existing member to Neighborhood CU for a Signature or auto loan, you can receive $50.00 when the loan has been funded!