Kid Savings Account
Start savings and spending habits young with a Kid Savings Account at Neighborhood Credit Union!
Kid Savings Account Features
Earn 0.10% APY1
For Children Ages 0 to 12
No Maintenance Fees
Only $25 to Open²
Discover our Kid Savings Account!
How It Works |
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| Open Now
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| Account Type | Summary | Get Started |
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| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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| Vehicle Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |
Cash Back Checking for Teens
Earn cash back rewards with no minimum balance.
Frequently Asked Questions
Interest is compounded monthly.
Members must visit one of their local Neighborhood Credit Union branches to pick up their prizes in person.
Yes, simply visit your local branch and they can assist you once they've verified your account information.
1APY = Annual Percentage Yield. Fixed interest rate at 0.10%. Rate effective February 1, 2025 and is subject to change after account opening. $25 minimum deposit required to open account. Minimum balance to earn dividend is $100.
2For children under the age of 13. Minimum deposit to open is $25. Account opened as a sub-account under the parent or eligible adult. The parent or eligible adult must have an existing membership with Neighborhood Credit Union. The social security number and any tax related reporting will be the parent or eligible adult's information. The Kids Savings Account (Cub Account) rewards and giveaways based on program details may change at any time and awards are subject to availability. Once the child is 13 years of age (or a minimum of 8 years and has the ability to sign a document with a cursive signature), the child is eligible to open their own Membership Savings Account with a parent or eligible adult as a joint owner if they meet the qualifications for membership and provide their social security number.
³More than three (3) withdrawals per month will result in a fee. Please see the Rates & Fees page for details.
View the Truth-in-Savings Disclosures.