Kids Savings Account

Establishing good savings and spending habits in children.

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Account Features

Earn 0.10% APY¹

For Kids Ages 0 to 12

No Maintenance Fees

$25 Opening Deposit

How it Works

Earn 0.10% APY¹ on a balance of $100 or more with the Looney Tunes Kids Savings account. Access your account at anytime to deposit funds or transfer to other accounts with Online Banking or the MyNCU Mobile App.

Minimum Opening Deposit

$25

Transaction Limits

You can make three (3) withdrawals each statement cycle for free. Any excess withdrawal will incur a fee².

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Want to compare savings accounts side by side?

Click the "Compare Accounts" button to explore in-depth.

Compare Accounts

Account Type	Summary	Minimum Opening Deposit	APY*	Fees
High Yield Savings	24/7 access to funds, no maintenance fees, access to funds with 3 free withdrawals per month Learn More	$10,000	1.40% on $10,000 or more	None
Money Market	Low minimum opening deposit, tiered interest rate, access to funds with 6 withdrawals per month Learn More	$1,000	$1,000-$9,999.99: 0.10% $10,000 & up: 0.15%	$10 per month if minimum balance of $1,000 is not maintained
60 Month Certificate of Deposit	Low risk, interest rate compounded daily Learn More	$2,500	1.40%	Interest penalty may apply for early withdrawal
Christmas Club	Withdrawals not allowed until funds are transferred into Prize Savings in early November Learn More	$100	0.15%	Early closure fee
Prize Savings	Earn cash and prizes during weekly, monthly, and an annual grand prize drawing Learn More	$25	0.10%	$5 per month if minimum balance is not maintained and no other loan or deposit relationship exists.
Individual Retirement Savings	Save for retirement with a Traditional IRA or Roth IRA Learn More	$100	0.10%	None
Dedicated Savings	Use to separate your funds for special purposes. Login to Online Banking to open online Learn more	$25	0.10%	None
Kids Savings	For kids ages 0 through 12 Learn More	$25	0.10%	None

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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

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Frequently Asked Questions

How will my interest be calculated?

Interest is compounded monthly.

¹APY = Annual Percentage Yield. Fixed interest rate at 0.10%. Rate effective April 1, 2020 and is subject to change after account opening. $25 minimum deposit required to open account. Minimum balance to earn dividend is $100.

²More than three (3) withdrawals per month will result in a fee. Please see the Rates & Fees page for details.

View the Truth-In-Savings Disclosure.