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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Kid's Savings Account

 Establishing good savings and spending habits in children.

Account Features

Earn 0.10% APY1

For Kids Ages 0 to 12

No Maintenance Fees

$25 Opening Deposit

How it Works

Earn 0.10% APY1 on a balance of $100 or more with the Kid's Savings account. Access your account at anytime to deposit funds or transfer to other accounts with Online Banking or the MyNCU Mobile App.

Minimum Opening Deposit


Transaction Limits

You can make three (3) withdrawals each statement cycle for free. Any excess withdrawal will incur a fee2.

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All Neighborhood Credit Union savings accounts feature:

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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.

Frequently Asked Questions

Interest is compounded monthly.

1APY = Annual Percentage Yield. Fixed interest rate at 0.10%. Rate effective May 1, 2021 and is subject to change after account opening. $25 minimum deposit required to open account. Minimum balance to earn dividend is $100.
2More than three (3) withdrawals per month will result in a fee. Please see the Rates & Fees page for details.