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Become a Member and Join Neighborhood Credit Union Dallas

What it means to be a member

Your Membership Share

When you become a member of Neighborhood Credit Union, you will be required to open our Prize Savings Account with a minimum $25 deposit. Why? This will be your Membership Share in the credit union making you a co-owner where you can be involved in credit union operations.

However, your membership is much more than your $25 share. Once you become a member, you instantly have access to our full line of products and services like free checking, retirement accounts, loan opportunities, and much more.

Eligibility to Apply for Membership

Despite popular belief, becoming a member of a credit union is a lot easier than you might think. Any person who lives, works, or worships in Dallas, Denton, Ellis county, the City of Arlington, or within 10 miles of any branch is eligible to become a member.

See the chart below for all the ways you can be eligible.

Find Out If You’re Eligible
Simply meet one of the below criteria OR be related to someone who does:
Live or work in: Dallas County
Ellis County
City of Arlington
Live, work, worship, or attend school
within a 10-mile radius of the branches in:
Grand Prairie
Highland Village
Currently employed or retired from: A Company Served by Neighborhood Credit Union
Dallas United States Postal Service
Arlington United States Postal Service
A member or potential member of the American Consumer Council and reside in one of the following counties: Collin

Why join a credit union

We are a not-for-profit owned and governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Credit Unions offer better rates than the big banks.

Credit Unions are different because our goal is not to make a profit from our customers. We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Earnings are returned to you, the members, in the form of better rates and lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.

Be a part of a community where you’re not just an account number.

Through unique products and community investment, including college scholarships and financial education, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.

Who we are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves over 49,000 members and their assets that now top $600 million. Neighborhood CU’s ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made them a top-rated credit union in the Dallas-Fort Worth area.

3 Easy steps to membership

1. Complete Application

Have your driver’s license, state I.D., or passport ready stating your current address.

2. Fund Account

Be ready to fund your account within the first 14 days.

3. Enjoy Membership

We will contact you within 1 business day to confirm eligibility and account approval.

Not sure if you’re eligible for membership? Find out here.

Membership Benefits & Products

Mobile & Online Banking

Access your accounts, make transfers, pay bills, and much more whenever you want. Learn More

Fee-Refund ATMs & Network

Our members have access to over 55,000 surcharge-free ATMs as a part of the Allpoint ATM Network.

Shared Branching

Make deposits and withdrawals at other credit unions within our Shared Branching network. Learn More


Our Loan Officers can help you review your credit report and set you up for financial success. We offer various Auto, Personal & Home Loans with rates and terms to fit your needs.

Free Checking

We have several checking accounts offering benefits that are important to you.


Receive opportunities cash back offers, rebates, and dividends.

Join our neighborhood today!

Find a branch near you

Online & Mobile Services

MyNCU Mobile App
MyNCU Mobile App
Securely and conveniently manage your accounts on the go.
Bio-Metrics iVerify Security
Bio-Metrics/iVerify Security
You are your password. Securely access your account by scanning your fingerprint or eye.
Online Banking
Online Banking
Manage your accounts online, apply for loans or secondary accounts, and much more.
Apply Online
Apply Online
Conveniently apply for accounts or loans online or through the MyNCU App.
Bill Pay & Transfers
Bill Pay & Transfers
Easily transfers between accounts and use Bill Pay to make paying bills a breeze.
Sending money to just about anyone is just as easy as sending a text message.
Money Management
Monitor where your money is going so you can reach your financial goals.
Alerts and Notifications
Alerts & Notifications
Be aware of low funds and get regular balance updates.
MyNCU Rewards
MyNCU Rewards
Get cash-back offers on your everyday purchases.

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Bring Financial Benefits
to Your Company

Contact Us

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Mon – Thur: 9 am – 5 pm
Fri: 9 am – 6 pm
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you within 24 business hours.
Find Neighborhood Credit Union Dallas Branch

Find a Branch

View our branch locations
or locate an ATM.