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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Auto Loans

Make No Payments for 90 Days1

Neighborhood Credit Union auto loan interest rates start as low as 3.49% annual percentage rate on new and used vehicles. And with loan terms up to 72 months, driving your dream car off the lot can become a reality. Apply for your car loan online today.

Man driving car at sunsetRecreational Vehicle Loans

Do you love being outdoors or on the water? With recreational vehicle loan interest rates starting as low as 3.99% APR2, we can finance your motor homes, travel trailers, motorcycle, boats, jet skis and more.

Refinance Auto Loan

When you refinance through Neighborhood Credit Union, our lending team will work with you to find ways to save you money on your overall loan.  


New & Used Auto Loan Rates

Rates Effective: October 3, 2019. All rates quoted are Annual Percentage Rates (APR). Rates subject to change. With approved credit.
Loan Terms Interest Rate
60 months or Less As low as 3.49% APR²
72 months As low as 4.25% APR²
Other Vehicle Loans (RV, Boat, Motorcycle)
60 months or less As low as 3.99% APR²
72 months As low as 4.75% APR²

Apply Online

Apply for a loan online in under 10 minutes.

Auto Loan Calculator

What are you looking to finance?
How's your credit?
You are using this tool based on your self-assessment of your credit worthiness. If you submit an application for auto financing, the terms will depend on Neighborhood Credit Union's evaluation of your credit worthiness. The terms of your qualification may vary from the estimates in your self-assessment. You may be declined once Neighborhood Credit Union reviews your credit information.
How much would you like to finance?
The maximum Amount Financed may vary depending on the value of the vehicle you select, and may also be subject to verification of your income. This amount may include the sales price of the vehicle, applicable taxes and fees, and any optional warranty or insurance products, should you choose to purchase them.
Preferred Term Length (months)
Length of time (in months) over which you would like to repay the amount financed.
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes onle. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.
Estimated Monthly Payment
Estimated APR²
Terms in Months
Apply Now
This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational and hypothetical purposes only. Actual terms will vary and the final annual percentage rate may differ from the annual percentage rate in the above results and are subject to credit approval. This calculator is not intended to provide legal, investment, or financial advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation.

We saved our members over $800,000 last year.

In the event of a total loss, GAP pays the difference between what you owe on the car and your insurance company’s declared value.
Members who enrolled in GAP protection experienced the benefits when they needed it most, saving an average of $4,667 in 2018.3 Ask your Loan Officer or request more information. Protection pays off!

Hand holding out bag of money iconRefer a Friend, Earn Cash

Through our Member Referral Program, whenever you refer a new or existing member to Neighborhood CU for an Auto or Signature loan, you can receive $50.00 when the loan has been funded!



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1Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.
2APR = Annual Percentage Rate. With approved credit. Rate subject to change. Rates effective as of October 3, 2019.
3Actual savings for GAP members will vary. GAP is available only for members with an auto or recreational vehicle financed through Neighborhood Credit Union.
Apply for an auto loan online or by phone at 214.748.9393 ex. 2601