MyNCU Checking Accounts Kasasa checking at Neighborhood Credit Union  

At Neighborhood Credit Union, you’ll find world-class checking products and have access to our Convenience and Online Services, including Online Banking, Bill Pay, VISA Debit Card, eStatements, MyNCU Rewards, Courtesy Pay & more!

Looking for a Fresh Start account? Click here to learn more.

View Rates and Fees Schedule here.
Checking Account Kasasa Cash Kasasa Tunes Choice
Minimum Opening Deposit $500 $1 $1
Monthly Service Fees $0 $0 $8.50
with fee reduction options
Nationwide ATM withdrawal fee refunds Free,
if qualifications are met*
Free,
if qualifications are met*
N/A
Account Features Up to 2.50% APY**

$25 in refund credits for iTunes or Amazon purchases for opening account

Up to $5 in refund credits for iTunes or Amazon purchases each month*

Merchant Rewards Program

Fraud Protection – ID Protection, Identity Restoration, Lost Wallet Service

Online Banking, Billpay, eStatements, FinanceWorks Free Free Free
VISA Debit Card No monthly or annual fees No monthly or annual fees No monthly or annual fees
MyNCU Purchase Rewards Included Included Included
Teller Transactions Unlimited Unlimited Unlimited
Courtesy Pay*** Up to $1,100 Up to $850 Up to $1,100

Open


Open


Open

*Qualifications for Kasasa Cash: 1.Complete ten (10) signature-based debit card transactions of $5.00 or more, excluding ATM and PIN-based transactions; 2.Have at least one (1) direct deposit or ACH auto debit; AND 3.Receive eStatements and decline paper statements. Qualifications for Kasasa Tunes: 1.Complete ten (10) + signature-based debit card transactions excluding ATM and PIN-based transactions; AND 2.Receive eStatements and decline paper statements.

**APY=Annual Percentage Yield. 2.50% APY up to $15,000 if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.50% APY on balances over $15,000 if qualifications are met. All balances earn 0.01% APY if qualifications are not met.

***Courtesy Pay is available to qualified members after 30 days and overdraft fees apply.

View the Truth-In-Savings Disclosure here