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Neighborhood Credit Union

Checking Accounts Neighborhood Credit Union Dallas

Checking Accounts Neighborhood Credit Union Dallas

World-Class Service. Neighborhood Convenience.

We exist solely to meet the needs of our members.

Checking accounts, online banking, and mobile services designed for you. Prioritizing security and convenience.

 

Online and Mobile Banking Neighborhood Credit Union Dallas

 

Kasasa® Cash Kasasa® Tunes Choice Checking Fresh Start
Monthly Service Fees Free Free $10.50 9 $20
Minimum Opening Deposit $100 $25 $25 $25
Nationwide ATM Withdrawal
Fee Refunds 6
icon icon
High Yield Interest Up to 2.50% APY 4
Online & Mobile Banking icon icon icon icon
MyNCU Rewards icon icon icon icon
iTunes® / Amazon® Rewards Up to $5 in monthly refund credits 7
Merchant Rewards icon
Identity Theft Protection icon

Choose the account that’s right for you

Kasasa Cash Checking Account Neighborhood Credit Union Dallas

 

Kasasa® Cash

Free checking that pays! Earn high interest rewards monthly with no minimum balance.
Learn More
Kasasa Tunes Checking Account Neighborhood Credit Union Dallas

 

Kasasa® Tunes

This account rocks! Earn monthly shopping rewards with no minimum balance.
Learn More
Choice Checking Account Neighborhood Credit Union Dallas

 

Choice

Real-time ID Theft protection and monitoring, wallet replacement services, and merchant rewards.
Learn More
Fresh Start Checking Account Neighborhood Credit Union Dallas

 

Fresh Start

Less-than-perfect banking history or denied a checking account in the past? This is the ideal account for you.
Learn More

Kasasa® Cash Rewards

  • Earn 2.50% APY interest on up to $50,000 account balance 4
  • ATM withdrawal fee refunds 6
  • No minimum balance required
  • Must meet requirements during Monthly Qualification Cycle 2

Kasasa® Cash Account Benefits

  • Free checking
  • Courtesy Pay up to $1,100 0
  • Opening deposit minimum: $100
  • Earn a minimum of 0.01% APY interest 4

To Qualify for Rewards

Complete the following requirements each month to qualify for 2.50% APY interest and ATM withdrawal fee refunds: 4
  • Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle (excluding ATM transactions)
  • AND one (1) automatic payment or direct deposit post and settle
  • AND go paperless! Sign up and agree to receive E-Statements and decline paper statements

Kasasa® Tunes Rewards

  • ATM withdrawal fee refunds 6
  • Earn $25 iTunes® or Amazon® credit upon initial account opening 7
  • Earn $5 every month in iTunes® or Amazon® credit 7
  • No minimum balance required
  • Must meet requirements during Monthly Qualification Cycle 2

Kasasa® Tunes Account Benefits

  • Free checking
  • Courtesy Pay up to $850 0
  • Opening deposit minimum: $25

To Qualify for Rewards

Complete the following requirements each month to qualify: 8
  • Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle (excluding ATM transactions)
  • AND go paperless! Sign up and agree to receive E-Statements and decline paper statements

ChoiceChecking Benefits

  • Reduce or eliminate monthly fee 9
  • Free real-time identity protection services – including monitoring, ID restoration, and wallet replacement services – through myidguard.com
  • Shop and save at thousands of retailers with exclusive discounts while earning cash back Merchant Rewards on everyday purchases
  • No minimum balance required

ChoiceChecking Account Details

  • $10.50 per month with fee-reduction options 9
  • Courtesy Pay up to $1,100 0
  • Opening deposit minimum: $25

How to Reduce Your Monthly Fee

Complete the following requirements to earn credit up to $10.50 per month: 9
  • Enroll in eStatements and opt-out of paper statements: $1 credit per month
  • Signature-based debit card purchase that posts and settles within cycle: $0.20 credit each

Fresh Start Account Details

  • Available for those who have had closures at other financial institutions
  • $20 monthly service fee
  • Courtesy Pay up to $200 10
  • Opening deposit minimum: $25

How it Works

To be eligible to convert your Fresh Start to another Neighborhood Credit Union Checking account complete the following:
  • Six (6) months of satisfactory account history
  • AND completion of the online CheckRight educational workshop and quiz with a passing grade of 16 out of 20

CheckRight Workshop

  • An online, self-study program that allows you to learn at your own pace and test your knowledge on checking accounts
  • After passing the quiz (score of 16 out of 20), contact us to assist you in converting your checking account
  • Ready to take the quiz? Click here to start

Online Banking MyNCU Mobile App Neighborhood Credit Union Dallas

All Neighborhood Credit Union checking accounts feature:

Biometric Security MyNCU Mobile App Neighborhood Credit Union Dallas

 

Biometric Security

Log in to the MyNCU Mobile app using your eyes with Eyeprint ID®, or use your fingerprints for Android Fingerprint or Apple Touch ID®.
Mobile Deposit MyNCU App Neighborhood Credit Union Dallas

 

Mobile Deposit

Conveniently deposit your check through your MyNCU Mobile App with the click of a button.
PopMoney MyNCU App Neighborhood Credit Union Dallas

 

PopMoney

Sending money is as easy as sending a text message or email.

Allpoint Surcharge-Free ATM Network Neighborhood Credit Union Dallas

 

Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee
Co-Op Shared Branching Neighborhood Credit Union Dallas

 

Shared Branching

Easily access your accounts with over 6,100 nationwide locations from which to do deposits and withdrawals in the lobby.
Courtesy Pay Overdraft Neighborhood Credit Union Dallas

 

Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions. 0

VISA® Debit & ATM Card

The Neighborhood Credit Union debit card can be used everywhere VISA debit cards are accepted, with the added security of the EMV chip. 11

 

VISA Debit ATM Card Neighborhood Credit Union Dallas

 


Contact Us

Call Neighborhood Credit Union Dallas

214.748.9393

Mon – Thur: 9 am – 5 pm
Fri: 9 am – 6 pm
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Have questions? We’ll get back to
you within 24 business hours.
Find Neighborhood Credit Union Dallas Branch

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View our branch locations
or locate an ATM.

1APY = Annual Percentage Yield.

2Monthly Qualification Cycle = a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account.

3Annual Percentage Yields accurate as of 03/01/2017. Rates may change after account is opened. Minimum to open is $100.

4APY = Annual Percentage Yield. If qualifications are met each Monthly Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household.

5Qualifications for Kasasa Cash 2.50% Annual Percentage Yield: 1.Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle (excluding ATM transactions); AND 2. Have at least one (1) automatic payment or direct deposit post and settle; AND 3.Sign up and agree to receive E-Statements and decline paper statements.

6Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

7You will be refunded up to $25 for iTunes® and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to the account on the last day of the statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with the debit card or credit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during the monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Fees may reduce earnings. Limit one account per Social Security Number.

8Qualifications for Kasasa Tunes monthly rewards: 1. Fifteen (15) individual or combined debit card or credit card transactions of $5.00 or more post and settle per qualification cycle (excluding ATM transactions); AND 2. Receive eStatements and decline paper statements.

9Restrictions apply. Choice Checking begins with a $10.50 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Monthly Qualification Cycle for receiving electronic statements. The fee is reduced by $.20 each time you use your debit card to make a signature-based purchase during the Monthly Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). Monthly Qualification Cycle = a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. See the Rates and Fees Schedule here.

10Fresh Start Courtesy Pay limit is $200. Direct Deposit is required for Fresh Start Courtesy Pay. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Disclosure here. See Fee Schedule.

11You may use your checking account VISA Debit Card to initiate both VISA debit transactions and non-VISA debit transactions without using a personal identification number (PIN) to authenticate the transactions. To initiate a VISA debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a VISA network. To initiate a non-VISA debit transaction, you may enter a PIN at a point-of sale terminal or, for certain bill payment transactions, provide the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-VISA transaction. We have enabled non-VISA debit transaction processing on the CU24, Accel, Pulse and Plus network(s). The rights and protections applicable only to VISA debit transactions, including additional consumer liability limits and streamlined error resolution procedures, as described in your Electronic Fund Transfers Agreement and Disclosure will not apply to transactions processed through non-VISA networks. Please contact NCU with any questions you may have regarding this notice.

0Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Disclosure here.

View the Truth-In-Savings Disclosure