MyNCU Checking Accounts

At Neighborhood Credit Union, you’ll find world-class checking products and have access to our ConvenienceĀ and Online Services, including Online Banking, Bill Pay, VISA Debit Card, eStatements, MyNCU Rewards, Courtesy Pay & more!

Looking for a Fresh Start? Click here to learn what our Fresh Start Checking can do for you!

Kasasa Cash Kasasa Tunes Choice
Minimum Opening Deposit $500 $1 $1
Monthly Service Fees $0 $0 $8.50
with fee reduction options
Nationwide ATM refunds Free,
if qualifications are met*
Free,
if qualifications are met*
N/A
Account Features Up to 2.00% APY**

$25 in refund credits for iTunes or Amazon purchases for opening account

Up to $5 in refund credits for iTunes or Amazon purchases each month*

Merchant Rewards Program

Fraud Protection – ID Protection, Identity Restoration, Lost Wallet Service

Online Banking, Billpay, eStatements, FinanceWorks Free Free Free
VISA Debit Card No monthly or annual fees No monthly or annual fees No monthly or annual fees
MyNCU Purchase Rewards Included Included Included
Teller Transactions Unlimited Unlimited Unlimited
Courtesy Pay*** Up to $1,100 Up to $850 Up to $1,000
LEARN MORE LEARN MORE LEARN MORE
*Qualifications for Kasasa Cash: 1.Complete ten (10) signature-based debit card transactions, excluding ATM and PIN-based transactions; 2.Have at least one (1) direct deposit or ACH auto debit; AND 3.Receive eStatements and decline paper statements. Qualifications for Kasasa Tunes: 1.Complete ten (10) + signature-based debit card transactions excluding ATM and PIN-based transactions; AND 2.Receive eStatements and decline paper statements.

**APR=Annual Percentage Yield. 2.00% APY up to $25,000 if qualifications are met, 0.20% APY on balances over $25,000 if qualifications are met. All balances earn 0.01% APY if qualifications are not met.

***Courtesy Pay is available to qualified members after 30 days and overdraft fees apply. See Rates and Fees schedule.

Questions? Click here to view FAQs aboutĀ Kasasa Checking Accounts

CLICK HERE to view Truth-In-Savings Disclosure