Protect Your Checking Account
Sometimes things don’t go as we plan, and that can mean not having enough funds in our checking account to cover a retail transaction. If that happens it can be embarrassing, not to mention costly, when it comes to merchant fees. To help members avoid this occasional problem, Neighborhood Credit Union offers Courtesy Pay.
- To opt-in electronically, log into your Online Banking and select Courtesy Pay Opt-In Form under the Additional Services menu.
- Stop by a branch and complete the form in person.
- Call our Member Service Center and we will mail or fax the form to you. You can then return the form to us via mail, fax, or at the branch.
Neighborhood Credit UnionP.O. Box 803476Dallas, TX 75380-3476
Qualifications for Courtesy Pay
Courtesy pay can be applied to any Neighborhood Credit Union checking account. See the table below for specifics. Please note that we may discontinue covering overdrafts through Courtesy Pay at any time without notice.
|Courtesy Pay Requirements||Kasasa® Cash||Kasasa® Cash Back||Choice™||Fresh Start|
|Must be a current Neighborhood Credit Union member||X||X||X||X|
|Checking account must have been open for at least 60 days||X||X||X||X|
|You must be a member in good standing||X||X||X||X|
|Member must be 18 years of age or older||X||X||X||X|
|Account may not be dormant||X||X||X||X|
|Must be a U.S. address on the account of record||X||X||X||X|
|Social Security Number must be valid||X||X||X||X|
|Must have Direct Deposit||X|
|Kasasa® Cash||Kasasa® Cash Back||Choice™||Fresh Start|
|Check and ACH Fees||$33||$33||$33||$33|
|ATM / Debit Card Fees||$33||$33||$33||$33|
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