Choice™ Checking Account
Free real-time identity protection services and earn Cash Back Merchant Rewards.
Free Identity Protection Services
Cash Back Merchant Rewards
No Minimum Balance
Reduce or Eliminate Monthly Fee¹
Choice™ Checking Account Details
$10.50 per month with fee-reduction options to reduce or eliminate your monthly fee¹
- No minimum balance required
- Free real-time identity protection services – including internet monitoring², ID restoration, and wallet replacement services – through myidguard.com
- Shop and save at thousands of retailers with exclusive discounts while earning cash back Merchant Rewards on everyday purchases
Courtesy Pay up to $1,200³
Opening deposit minimum: $25
How to Reduce Your Monthly Fee
- Enroll in eStatements and opt-out of paper statements = $1 credit per month
- Signature-based debit card purchase that posts and settles within cycle = $0.20 credit each
Want to compare our accounts side by side?
|Account Type||Summary||ATM Refunds²||High Yield Interest APY¹||Opening Deposit||Monthly Fee|
Free checking with high-yield interest.
|Yes||0.01% - 2.50%||$100||$0|
|Kasasa® cash back||
Free checking with cash back rewards.
Identity protection and cash back merchant rewards.
Ideal for those with less-than-perfect checking needing to get back on their feet.
Frequently Asked Questions
¹Restrictions apply. Choice Checking begins with a $10.50 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Qualification Cycle for receiving electronic statements. The fee is reduced by $0.20 each time you use your debit card to make a signature-based purchase during the Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). See the Rates & Fees page here.
²MyIDGuard’s system monitors the internet and social websites for up to 25 items, including debit cards, credit cards, social security number, and other personal information that the account holder provides. If any of the account holder’s provided information is detected, the account holder will immediately receive notification. Credit report monitoring is not included.
³Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide here.
View the Truth-In-Savings Disclosure.
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