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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Mobile Deposit Guide

How Do I Sign Up for Mobile Deposit?

If you have a Neighborhood Credit Union checking account and are registered for online banking, Mobile Deposit is already available in your MyNCU Mobile App to qualified members! You will be prompted to accept the terms and conditions.


How to Endorse Your Check

To deposit your check, you MUST:
  • Sign your name as the payee (if the check is payable to two people, both need to be signers on the account and both sign the back of the check); AND
  • Write “For mobile deposit only at Neighborhood CU”  
  • Do not destroy the check for at least 30 days. 
Keep in Mind
  • The check cannot be stale-dated (older than six months).
  • The written numeric amount needs to match the number amount.
If the back of the check is not properly endorsed we reserve the right to reject the check for deposit. 

Deposit Limits & Funds Availability

Deposit limits vary from $0.01 - $10,000. Deposits into checking accounts will have between a 2 to 7-business day hold on the deposit amount over $225. Deposits into savings accounts will have a 7-business day hold.

Types of Checks Not Accepted

Third-party checks, checks issued outside the US, incomplete and post-dated checks. Savings Bonds, Traveler’s checks and Money Order are also not accepted and other restrictions may apply.