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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Money Market Account

High yields, with fast access to your money when you need it.

Account Details

Tiered Rate Account

$1,000 Opening Deposit

Use Checks or Debit Card

6 Withdrawals Per Month

How It Works

A Money Market Account has the access and security of a normal savings account but earns you higher interest. You are able to use checks, a debit card, or make transfers from your account up to six (6) times per month. As a tiered rate account, you earn more when you save more but you must keep a minimum of $1,000 in your account to earn dividends.
 
 
 
 

Money Market


0.20% APY

Minimum Opening Deposit: 
$1,000
Amount Interest APY
$1,000 - $9,999.99 0.15% 0.15%
$10,000 and over 0.20% 0.20%
Money Market Accounts with a balance below $1,000 will not earn dividends. Please see the Rates & Fees page for fee if minimum balance is not maintained. 
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Already a member and want to open another account online?

 
If you are already a member of Neighborhood CU and you would like to open a Money Market Account online, please log into your Online Banking account and look under the Additional Services tab.
 
 

 Ready to join the Neighborhood?

 
 
 
 
 
 

Why choose a Money Market Account

Higher Rates

A relatively high rate compared to other savings or checking accounts.

Access to Your Money

Write checks, make withdrawals, and perform transfers.

Insured by the NCUA

Your Money Market Account is federally insured by the NCUA up to $250,000.
 
 
 

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Frequently Asked Questions

Once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
Dividends are based on the daily balance and paid monthly.
Yes, your Money Market Account funds can be used as collateral on a loan with Neighborhood Credit Union.
Yes, if you are withdrawing funds from your Money Market Account, it must be a minimum of $500.
Maximum of six withdrawals per month with a minimum of $500 each. If minimum balance drops below $1,000.00, fees may apply and the rate will drop to checking account annual percentage rate. Please see the Rates & Fees page for fee if minimum balance is not maintained.
 
APY = Annual Percentage Yield. Rate effective July 7, 2019 and subject to change after guarantee period. $1,000 minimum deposit required to open account. View the Truth-In-Savings Disclosure.