Welcome to Neighborhood Credit Union
We offer unique banking products and services that help our North Texas neighbors improve their financial health and well-being. We’re not like the big banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.
Start Your Journey to Financial Success
Why We’re Different
We’re here not to make a profit, but to empower our member’s financial success and reward them for every day banking. Through awarding high yield interest on a free checking account, giving away money just every week for good savings habits, college scholarships, and financial education, we’re in the business of helping people achieve their goals and live a life of financial freedom.
Why Neighborhood Credit Union is a great choice for checking, savings, and loans.
With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.
We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.
As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.
At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.
More Great Resources
All Neighborhood Credit Union deposit accounts feature:
Access
Send Money with Zelle®
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number.
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.
Refer Friends For Rewards
Whenever you refer friends who do not have a membership with us, you'll both be rewarded when they open a new checking account.
Deposit Accounts & Loans We Offer
Take advantage of Neighborhood Credit Unions excellent rates and low fees. Check out all of the deposit account and loan types that we have available.
View All products
Close
| Account Type | Summary | Get Started |
|---|---|---|
| Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
|
|
| online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
|
|
| Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
|
|
| Vehicle Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
|
Apply Now |
| Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
|
Apply now |
| Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
|
Apply Now |
| Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
|
Learn more |
| Insurance |
Everything from Dent Guard to Life Insurance.
|
Learn more |
Financial Wellness with GreenPath Financial
GreenPath is a non-profit company that partners with you to achieve your financial goals. Get free access to money management tools and financial education designed to empower you to reach financial freedom.
Frequently Asked Questions
Anyone who lives in the state of Texas is eligible to open an account at Neighborhood Credit Union. You can:
- visit our online portal to open a checking or savings account
- apply for a loan online
- make an appointment to visit one of our branches,
- and by phone.
Yes! We have a full digital services suite that includes the MyNCU Mobile App, Online Banking, remote check deposit, Zelle®, and more. Explore all of our digital services here.
Use the Direct Deposit Form(Opens in a new Window) to notify each employer with whom you have direct deposit arrangements. Include a voided Neighborhood Credit Union check or deposit slip for account verification. You can also use the Direct Deposit for any other incoming automatic deposits.
Contact companies that receive an automatic payment from your checking account such as your car insurance, utilities provider, insurance payments, etc. If needed, complete and send the Change Automatic Payment Form(Opens in a new Window) along with a voided Neighborhood Credit Union check or deposit slip to notify these companies.
First-Time User
As a first-time user, you will login to Online Banking directly:
- Navigate to the blue Login button with the lock icon at the top of the page or click Login in the main menu.
- Use the following credentials:
- username= your new account/membership number
- password= primary member’s full Social Security Number
- Click login and you will then be prompted to change your password. Verify your contact information.
- You are now enrolled!
You can also enroll in Online Banking through the MyNCU Mobile App! After downloading and opening the app on your mobile device, press Sign Up at the bottom left of your screen. Download the iOS app here(Opens in a new Window), or the Android version here(Opens in a new Window).
To look up your account number or find the routing number, view instructions here.