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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Welcome to Neighborhood Credit Union

We offer unique banking products and services that help our North Texas neighbors improve their financial health and well-being. We’re not like the big banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, and lower fees.

Start Your Journey to Financial Success

Why We’re Different

We’re here not to make a profit, but to empower our member’s financial success and reward them for every day banking. Through awarding high yield interest on a free checking account, giving away money just every week for good savings habits, college scholarships, and financial education, we’re in the business of helping people achieve their goals and live a life of financial freedom.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 61,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.

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All Neighborhood Credit Union deposit accounts feature:


Send Money with Zelle®
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number. 
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.

Earn Cash, Refer Friends
Whenever you refer family or friends who do not have a membership with us you'll receive $100.00* when they open a new member checking account.

Deposit Accounts & Loans We Offer

Take advantage of Neighborhood Credit Unions excellent rates and low fees. Check out all of the deposit account and loan types that we have available.
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Financial Wellness with GreenPath Financial

GreenPath is a non-profit company that partners with you to achieve your financial goals. Get free access to money management tools and financial education designed to empower you to reach financial freedom.

Frequently Asked Questions

Anyone who lives in the state of Texas is eligible to open an account at Neighborhood Credit Union. You can:
Yes! We have a full digital services suite that includes the MyNCU Mobile App, Online Banking, remote check deposit, Zelle®, and more. Explore all of our digital services here.
Use the Direct Deposit Form(Opens in a new Window) to notify each employer with whom you have direct deposit arrangements. Include a voided Neighborhood Credit Union check or deposit slip for account verification. You can also use the Direct Deposit for any other incoming automatic deposits.
Contact companies that receive an automatic payment from your checking account such as your car insurance, utilities provider, insurance payments, etc. If needed, complete and send the Change Automatic Payment Form(Opens in a new Window) along with a voided Neighborhood Credit Union check or deposit slip to notify these companies.

First-Time User

As a first-time user, you will login to Online Banking directly:

  1. Navigate to the blue Login button with the lock icon at the top of the page or click Login in the main menu.
  2. Use the following credentials:
    • username= your new account/membership number
    • password= primary member’s full Social Security Number
  3. Click login and you will then be prompted to change your password. Verify your contact information.
  4. You are now enrolled!

You can also enroll in Online Banking through the MyNCU Mobile App! After downloading and opening the app on your mobile device, press Sign Up at the bottom left of your screen. Download the iOS app here(Opens in a new Window), or the Android version here(Opens in a new Window).

To look up your account number or find the routing number, view instructions here.