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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Kasasa® Cash Checking

Free Checking with High-Yield Interest

 

Earn 2.50% APY1 interest on up to $50,000 account balance and unlimited ATM withdrawal fee refunds2

 

To Qualify for Rewards

Complete the following requirements each Qualification Cycle to qualify for 2.50% APY¹ interest and unlimited ATM withdrawal fee refunds²:
  • Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle
  • AND one automatic ACH payment or direct deposit post and settle
  • AND go paperless! Sign up to receive eStatements and decline paper statements
 

Kasasa® Cash Account Benefits

  • Free checking with no minimum balance required
  • Courtesy Pay up to $1,1003
  • Opening deposit minimum: $100
  • Earn a minimum of 0.01% APY interest1
 
open Now     calculate rewards
 
 
 

†Qualification Cycle = a period beginning one day prior to the first day of the Monthly Statement Cycle through one day prior to the close of the Monthly Statement Cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account.

1APY = Annual Percentage Yield. If qualifications are met each Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts and ATM transactions do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. 

2Domestic ATM withdrawal fees incurred during Qualification Cycle in which qualifications were met will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

3Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide(Opens in a new Window) here.

View the Truth-In-Savings Disclosure(Opens in a new Window).

Why Choose Kasasa® Cash?

Free Checking Account

Earn Interest at 2.50% APY¹

ATM Withdrawal Fee Refunds²

No Minimum Balance

 
 
 
 
 
 
Laptop and cell phone
 
 
 
 
 

All Neighborhood Credit Union checking accounts feature:

 
 
 
 
 
 

Calculate your Kasasa® Cash Checking Rewards


What is your average checking account balance?
 
What funds from other accounts could you add to earn more money?
 
How many times a month do you use another bank's ATM?
 
Our calculator is for informational purposes only and does not intend to provide financial advice. All examples are hypothetical and assumes that qualifications are met for the Kasasa® Cash product to illustrate the benefits of the 2.50% annual percentage rate and ATM refunds. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. You may wish to consult an appropriate outside advisor about your financial situation.
Estimated Annual Rewards
$0.00
Estimated Monthly Rewards
$0.00
Estimated ATM Fees Refunded
0
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This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes only. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.
 
 
 
 
 

Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee.
 
 
 

Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 
 


Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.
 

Want to compare our accounts side by side?

Click the "Compare Accounts" button to explore in-depth.
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MyNCU Mobile App

Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
 
 

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