Kasasa® Cash Checking
Free Checking with High-Yield Interest
Earn 2.50% APY1 interest on up to $50,000 account balance and unlimited ATM withdrawal fee refunds2
To Qualify for Rewards
- Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle
- AND one automatic ACH payment or direct deposit post and settle
- AND go paperless! Sign up to receive eStatements and decline paper statements
Kasasa® Cash Checking Account Benefits
- Free checking with no minimum balance required
- Courtesy Pay3
- Opening deposit minimum: $100
- Earn a minimum of 0.01% APY interest1
†Qualification Cycle = a period beginning one day prior to the first day of the Monthly Statement Cycle through one day prior to the close of the Monthly Statement Cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle account.
1APY = Annual Percentage Yield. Rates may change after account is opened. If qualifications are met each monthly qualification cycle, balances up to $50,000 receive APY of 2.50%; and balances over $50,000 earn 0.20% dividends on portion of balance over $50,000, resulting in 2.50% to 0.97% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM transactions or transactions under $5.00 do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household
2Domestic ATM withdrawal fees incurred during Qualification Cycle in which qualifications were met will be reimbursed and credited to account on the last day of Monthly Statement Cycle.
3Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide(Opens in a new Window) here.
Why Choose Kasasa® Cash Checking?
Free Checking Account
Earn Interest at 2.50% APY¹
ATM Withdrawal Fee Refunds²
No Minimum Balance
Want to compare our accounts side by side?
|Account Type||Summary||ATM Refunds*||High Yield Interest APY§||Opening Deposit||Monthly Fee|
Free checking with high-yield interest.
|Yes||0.01% - 2.50%||$100||$0|
|Kasasa® Cash Back||
Free checking with cash back rewards.
Identity protection and cash back merchant rewards.
Ideal for those with less-than-perfect checking needing to get back on their feet.
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