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Amazon Spend and Get at Neighborhood Credit Union

Published June 30, 2021
 
During the month of July, we are running the Amazon Spend and Get promotion. Qualified members can earn up to 2% cash back up to $25 just for using their credit cards or debit cards while shopping on Amazon

How to Know if You Qualify

Qualified members will receive an email on or right after July 1, 2021 and must follow the link provided in order to activate the 2% cash back. To be qualified for this promotion, you must have a Neighborhood Credit Union credit card or debit card in good standing. 

Credit Cards at Neighborhood Credit Union 

Currently at Neighborhood Credit Union we offer two different credit cards with equally great benefits: our Cash Rewards Credit Card and the Platinum Credit Card. The Neighborhood Credit Union Cash Rewards credit card offers 1.50% cash back on all purchases with no cash back limit, no annual fee, no balance transfer fee, and a variable interest rate of 12.50-18.00% APR.1 With the Platinum credit card, members get 0.0% APR on purchases for 6 months, no annual fee, no balance transfer fee, and a variable interest rate of 10.00-18.00% APR after the promotional 6 months.2

Debit Cards at Neighborhood Credit Union 

Checking accounts at Neighborhood Credit Union all come with a free debit card: Kasasa Cash Checking, Kasasa Cash Back Checking, Priority Checking, and Fresh Start Checking Earn 1.05 APY with Kasasa Cash on up to $50,000 account balance and ATM withdrawal fee refunds.3 Kasasa Cash Back helps members earn 3% cash back at the end of each month up to $9, free checking, and ATM withdrawal fee refunds.4  With no minimum balance required and up to $40 in overdraft fees, Priority Checking is another option for members,5 and for those who have a less than perfect checking history, Fresh Start Checking is the account for you with an opening deposit of only $25.6 

1APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Must be 21 years or older to apply. Additional limitations, terms and conditions may apply.
2APR = Annual Percentage Rate. Must be 21 years or older to apply. Introductory APR only applicable to new credit card applications. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. View the Guide to Benefits (Opens in a new Window)(Opens in a new Window)(Opens in a new Window)and the Platinum Credit Card Disclosure(Opens in a new Window)(Opens in a new Window)(Opens in a new Window).
3APY = Annual Percentage Yield. Kasasa Cash qualifications that must be met to obtain the 1.25% APY and ATM Withdrawal Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle (Qualification cycle = one day before beginning of statement cycle through one day before end of statement cycle. Statement cycle = first day of month through last day of month.) If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $20 and credited to account on the last day of monthly statement cycle; (b) balances up to $50,000 receive APY of 1.25%; and (c) balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 1.25% to 0.55% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Fees may reduce earnings (see fee schedule). Limit one account per household. 
4Kasasa Cash Back qualifications that must be met to obtain cash back rewards and ATM Withdrawal Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle (Qualification cycle = one day before beginning of statement cycle through one day before end of statement cycle. Statement cycle = first day of month through last day of month.) If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $20 and credited to account on the last day of monthly statement cycle; and (b) you will receive 3% cash back on purchases up to $300 for a total of $9 per month on combined debit and credit card purchases. If qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Minimum to open is $25. Fees may reduce earnings (see fee schedule). Limit one account per household. Please visit myncu.com/kasasa-cash-back to see the Fee Schedule and full Kasasa Cash disclosures.
5Restrictions apply. Priority Checking begins with a $11.99 base service charge monthly fee that can be reduced or eliminated. The fee is reduced by $1.00 each Monthly Qualification Cycle for receiving electronic statements. The fee is reduced by $.20 each time you use your debit card to make a signature-based purchase during the Monthly Qualification Cycle (purchase must be $5 or more; ATM and PIN based transactions are excluded). Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. Transactions may take one or more banking days from the date the transaction was made to post to and settle account. See the Fee Schedule here. **Overdraft Fee Forgiveness applies only to fees charged for overdraft and Courtesy Pay and is granted upon request on an annual basis. Relationship Fee refunds received during the calendar year will count toward the annual limit of $40. See the Rates & Fees page here.
6Direct Deposit is required for Fresh Start Courtesy Pay. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. Please view the Courtesy Pay Guide (Opens in a new Window)(Opens in a new Window)here. See Rates & Fees page.

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Who We Are 

As an active part of the community for 90 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, and Ellis counties, as well as the city of Arlington. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of 56,000. For more information, call (214) 748-9393 or visit our homepage