Santa Jumping Up for Joy

Christmas Savings Club

It’s supposed to be the most wonderful time of the year, so don’t let the thought of shopping for the holidays stress you out. With a Christmas Savings Account from Neighborhood Credit Union, you now have a place to put your holiday savings without the added temptation to spend it throughout the year. Did we mention you earn a higher interest rate than a regular savings account?

Start saving today and we’ll deposit the total amount into your membership savings account during the first week of November. Just in time to get your holiday shopping done!

Account Features

  • Stress-free way to save for holiday purchases
  • Initial opening deposit of $25
  • Dividends are paid monthly on average daily balances of $100 or more
  • Withdrawals are not allowed, but there is no early closure fee

How It Works

Treat it just like you would your regular savings account by making deposits through the mail, payroll deduction, automatic transfer, direct deposit, transfers through Online Banking, or over the phone. Funds are then transferred to your membership savings on or after November 1st to access for your holiday spending.

Savings Account Rates

Rates Effective: January 18, 2018. All rates quoted are Annual Percentage Yield (APY). Rates subject to change.


Product Rate APY Minimum
Initial Deposit
Minimum Balance
to Earn Dividend
Prize Savings 0.15% 0.15% $25 $100
Regular Shares 0.15% 0.15% $25 $100
Other Savings 0.15% 0.15% $25 $100
Christmas Club Savings 0.20% 0.20% $25 $100
Looney Tunes Savings 0.15% 0.15% $25 $100
Individual Retirement Savings 0.15% 0.15% $100 $100

Already a member?
Sign into your online banking and open account under Additional Services