Free checking accounts are great. But free checking accounts that pay you for simply utilizing your account is even better! Enter Kasasa.
Kasasa is a national brand of free checking accounts with awesome rewards that will give you something to dance about! Since Neighborhood Credit Union is the only credit union in the Dallas area to offer Kasasa, we can help get you started today!
All Kasasa Cash accounts earn 0.01 APY*, but with Kasasa Cash you have the chance to earn 2.50 % APY* just by using your account! Sounds awesome, right?
What comes with your Kasasa Cash account?
- No Monthly Fees
- Earn 2.50% APY* on your balance
- Nationwide ATM withdrawal fee refunds*
- VISA debit card, Mobile banking and Mobile Deposit
- Overdraft protection (Courtesy Pay) up to $1,100
- One-time opening balance of $25
- No minimum balance to earn rewards
How do you get the 2.50% APY?
To get 2.50% APY* massive interest and Nationwide ATM withdrawal fee refunds, complete the following for each qualification cycle*:
- Fifteen (15) individual or combined debit or credit card transactions of $5.00 or more post or settle. (Excluding ATM transactions)
- One (1) automatic payment or direct deposit post and settle.
- Go paperless! Sign up and agree to receive E-Statements and decline paper statements.
Kasasa Free Checking Makes You Want to Dance!
Our members have plenty of great things to say about our Kasasa Cash Checking Accounts! See for yourself and let us know what you think!
“It gives your money back from atm that charges you.”
Quinn H. Feb 2016
“Interest rate paid. It encouraged me to keep a $25,000 minimum balance.”
Tad B. Feb 2016
“Competitive interest-bearing checking account without the typical fees and charges associated with big banks.”
Minh B. Feb 2016
“I like the atm fee refund and the extra cash i earn each month.”
Stacy K. Feb 2016
“No routine “Nickel & Dime” fees nibbling at my money.”
Wayne M. Feb 2016
Kasasa Checking Accounts Questions? Click here for FAQsView the Truth-In-Savings Disclosure
*APY=Annual Percentage Yield. APYs accurate as of 5/1/2015. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.20% dividends on portion of balance over $25,000, resulting in 2.50% to 0.66% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. Courtesy Pay is available to qualified members after 60 days and overdraft fees apply. See Fee Schedule.