Fresh Start Checking at Neighborhood Credit Union provides members a new opportunity to bank responsibly. With access to several online and convenience services of our other checking accounts, such as online banking and a VISA debt card, you’re off to a fresh start in no time!

Account Features
  • $25 opening balance
  • No minimum balance
  • Courtesy Pay*
  • Monthly service fee of $20.00 applies
  • Available to members who do not qualify for other checking accounts. Restrictions apply.
  • After six months of satisfactory account history and completion of the BALANCE Checking Course, you are eligible for other Neighborhood Credit Union checking accounts.
Fresh Start


To get started, please have a valid driver’s license or state ID, Social Security number, address, date of birth and money ready to fund your account.

to view Truth-In-Savings Disclosure

Courtesy Pay is available to qualified members after 30 days. Fresh Start Courtesy Pay limit is $200. Direct Deposit is required for Fresh Start Courtesy Pay. Applicable fees will apply. See Fee Schedule.