Due to World-Class Service training, our branches will have a delayed opening of 10:30 AM on Wednesday, June 28th. Thank you for your patience.
Neighborhood Credit Union

Fresh Start Checking Accounts

Are problems with ChexSystems causing you to be denied for a checking account? Fresh Start Checking at Neighborhood Credit Union provides you with a second chance and a new opportunity to bank responsibly.

With access to online and mobile banking along with all of the convenient services of our other checking accounts, such as a VISA debit card, you’re off to a fresh start in no time!

Open Now

Account Features

  • $25 opening balance
  • No minimum balance
  • Courtesy Pay*
  • Monthly service fee of $20.00
  • Available to members who do not qualify for other checking accounts. Restrictions apply.
  • After six months of satisfactory account history and completion of an educational workshop, you are eligible for other Neighborhood Credit Union checking accounts.

CheckRight Neighborhood Credit Union

CheckRight is a self-study program that allows you to learn at your own pace and test your knowledge on checking accounts. You will be able to view the results and have the option to send the results via e-mail. Once you pass the quiz, please contact a Neighborhood Credit Union representative to assist you in converting your checking account to a different one.

Ready to take the CheckRight quiz? Click here to start.


View the Truth-In-Savings Disclosure

*Courtesy Pay is available to qualified members after 60 days. Fresh Start Courtesy Pay limit is $200. Direct Deposit is required for Fresh Start Courtesy Pay. Applicable fees will apply. See Fee Schedule.