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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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Refer a Neighborhood Credit Union Loan

With our Loan Referral Program, you can be rewarded just for referring new loans.

Make sure they mention your full name on their application! Fill out this form to share with your friends and you'll receive $200 when they fund an auto loan.¹

How It Works

Refer a New Auto Loan

Refer a new or existing member to Neighborhood Credit Union for a new Auto Loan! Receive $200 when the loan has funded!¹

  1. The referred friend must mention the Member Referral Loan Program at the time of the application; or
  2. Select YES for the Member Referral Program on the online application.
  3. Make sure they mention or type in your full name!

Cash Back Checking mobile app peek

All Neighborhood Credit Union deposit accounts feature:

Start Your Journey to Financial Success

Send Money with Zelle®
Zelle is a fast, safe and easy way to send and request money. Funds are sent directly to an account, and all you need is the recipient's email or U.S. cell number. 
Mobile Wallet
Use your Neighborhood CU debit and credit cards to pay digitally on your devices with Apple Pay, Samsung Pay, Google Pay, and more.

GreenPath Financial Wellness
With free access to money management and financial education services, GreenPath is a non-profit that partners with you to achieve your financial goals.
Surcharge-Free ATMs
The MoneyPass and Allpoint ATM Networks allows our members the ability to withdraw cash at over 90,000 ATMs nationwide without a surcharge fee.

Set Up Direct Deposit
Neighborhood CU makes it easy to switch banks. Easily, quickly, and securely set up your direct deposit and automatic payments in one single step.

Courtesy Pay
Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.

We have so much to offer!

Explore the best checking accounts, savings accounts, and loans in Texas.
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Financial Management Software

Fine-tune and track your spending habits and financial goals with ease from our Money Management dashboard.

Frequently Asked Questions

Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $5.5 million in interest dividends were paid back to our members in 2018 alone.
Yes, we offer a second chance checking account called Fresh Start. Visit the Fresh Start Checking page for more information.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. We also have 14 locations in the DFW Metroplex.

1Referral: Member is paid $200 for auto loan referral after the referred loan has been funded. Auto loans must be a minimum of $15,000. Offer excludes existing loans financed through Neighborhood Credit Union and cannot be combined with any other new member referral offers. Member is paid $100 for personal loan referral after the referred loan has been funded. Personal loans must be a minimum $5,000. Offer subject to change without notice. Additional restrictions may apply.