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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
Texas state flag painted on mailbox

New Branch Coming to Prosper, TX



Who We Are

We are Neighborhood Credit Union, the oldest credit union in the Dallas-Fort Worth metroplex. Unlike traditional banking institutions, our goal is not to make a profit from our customers. As a not-for-profit organization, we are in the business of helping people achieve their short and long-term financial goals for their families. Through unique products and community investment, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.

Learn More 



Bank Where You Live

You don't have to wait to become a member! All of our great products, loans, and membership benefits are available to Prosper and surrounding Collin County residents starting in August 2019. Don't miss a beat and utilize our suite of easy-to-use digital banking services while the Prosper branch is still under construction.

Account Finder     Online & Mobile Services



Growth at a Glance

90 years

of relationships & trust

56,000 members

satisfied and counting

$715 million

in assets

Support Prosper, Bank Local

Profit is returned to you with better rates & lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.

We are not-for-profit, owned & governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Credit Unions offer better rates than the big banks.

We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Why We Chose Prosper

A lot of exciting things are happening in Prosper. We wanted to be conveniently available in the northern Collin County area, rewarding our North Texas neighbors with great service, rates, and digital offerings as the area continues to grow.


Our Story

Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Prosper Branch Construction Timeline

October 2019

In October of 2019, Neighborhood Credit Union purchased land at 2201 E. University Drive for the future site of our Prosper, TX branch location.
Building rendering of the new Neighborhood Credit Union branch
Group of people with hard hats breaking ground on new credit union location

December 13, 2019

On a sunny Friday afternoon, Neighborhood Credit Union broke ground at the Prosper location. 

Neighborhood Events

December 13, 2019

Prosper Branch Groundbreaking

11:00 am
Prosper Branch Site
2201 E. University Drive
Prosper, TX 75078
September - December 2019

Free Financial Literacy Workshop Series

Grand Prairie Library Locations
3 Events Each Month
December 11, 2019

Elder Financial Abuse Workshop

North Dallas Branch
13651 Montfort Drive
Dallas, TX 75240

Become a Member Today

You don't have to wait until the new branch location is complete to start banking local! Utilize our digital banking services and earn your rewards today.