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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Online Banking

Routing #311079270
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Credit Card Balance Transfer Offer

Enjoy 0.0% APR for 6 months on all credit card balances transfers.

 
 
 

Consolidate Debt with Neighborhood Credit Union

 
 
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0.0% APR for 6 Months

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No Balance Transfer Fee

 

Cash Rewards

1.50% cash back on all purchases¹

Earn 1.50% cash back on all of your purchases.¹
0.0% APR for 6 months on balance transfers.
No annual fee or balance transfer fees.
Low variable interest rate.¹
  
 

Visa Platinum

0.00% Intro APR²

0.00% Introductory APR for up to 6 months.²
0.0% APR for 6 months on balance transfers.
No annual fee or balance transfer fees. 
Auto Rental Collision Damage Coverage 
 
 

†Enjoy 0.0% APR for 6 months on all credit card balances transferred from a non-Neighborhood Credit Union credit card to the Neighborhood Credit Union Platinum or Rewards credit cards. Must be 21 years or older to participate in balance transfer offer. Minimum of $100 for balance transfer. Participant must have sufficient available credit on their Neighborhood Credit Union Credit Card Account to accommodate balance amount being transferred. Participant will receive 0% APR on balances transferred and posted to their Neighborhood Credit Union Credit Card Account for six months which begins the day the amount is posted and settled to the member's Neighborhood CU Credit Card Account. Balances must be transferred, posted and settled to the member's Neighborhood CU Credit Card Account by March 31, 2020 to take advantage of offer. 0% APR not valid on purchases or cash advances. Offer subject to change at any time.

¹APR based on creditworthiness. Rates are subject to change. APR will vary and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Must be 18 years or older to apply. Additional limitations, terms and conditions may apply. View the Rewards Guide to Benefits and Visa Cash Rewards Disclosure. ²APR = Annual Percentage Rate. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change. APR will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00% Introductory APR only applicable to new credit card applications. Must be 18 years or older to apply. View the Guide to Benefits and the Credit Card Disclosure.

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Credit Card Access through Online Banking

Securely access your Neighborhood Credit Union Visa Rewards Credit Card through Online Banking. Make payments, view your current account summary, card activity, and billing statements.

 
 
 
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No Balance Transfer Fee

Shift your balance from a high-interest credit card to a Neighborhood CU credit card with no added fees attached!
 
 
 
 
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No Annual Fee

We never charge an annual fee on the Platinum or Rewards credit cards.
 
 
 
 
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Membership Benefits

Membership is more than just your $25 share. See all of our benefits, account perks, and lending products.
 
 
 
 
 

Interested in more Neighborhood CU accounts?

Click the All Products button to explore all Neighborhood CU accounts.
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Kasasa Cash Back Checking

Earn cash back rewards with no minimum balance.
 

Frequently Asked Questions

No matter if you are looking to open a credit card or already have a credit card through Neighborhood Credit Union, we never charge a a fee on credit card balances transferred from a non-Neighborhood Credit Union credit card to a Neighborhood Credit Union credit card.