
Earn More with High Yield Checking & Savings
High Yield Checking |
0.01% - 4.25% APY1 |
A free, interest-earning checking account. Calculate Your Potential Rewards | |
ATM withdrawal fee refunds.2 | |
No minimum balance required. | |
Upgrade your debit card to My Rewards Gold or Platinum.
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High Yield Savings |
3.00% APY† |
Minimum Deposit: $10,000 |
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24/7 access to funds | |
No maintenance fees when minimum balance is maintained |
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Balances under $10,000 earn 0.00% APY† | |
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Open Now |
1High-Yield Checking qualifications that must be met to obtain the 4.25% APY and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle. Rates may change after account is opened. Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $50,000 receive APY of 4.25%; and (c) balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 4.25% to 1.48% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
2ATM Withdrawal Fees: If qualifications are met each monthly qualification cycle domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle.
†High Yield Savings: APY = Annual Percentage Yield. Rates are subject to change at any time. Minimum $10,000 deposit required to open account. Minimum balance of $10,000 required to earn 3.00% APY, balances under $10,000 earn 0.00% APY. Three (3) withdrawals allowed per month, each withdrawal after will incur a fee. Minimum balance fee assessed per month if balance below $10,000. Please see fee schedule for details. Please see the Rates & Fees page for details.
Open individually or combine these accounts for a better return in interest!
Get paid up to 2 days early.*
*Neighborhood Credit Union may give early access to direct deposit funds from your employer, payments and credits into your account, or government deposits and payments depending on when the deposit or payment file is submitted to Neighborhood CU. Weekends or bank holidays may affect the posting date. As a result, the availability or timing of early direct deposit may vary from pay period to pay period. Fraud prevention restrictions may apply and delay early availability of funds. Early availability is not guaranteed. Additional restrictions may apply.

All Neighborhood Credit Union accounts feature:
Set Up Direct Deposit
Surcharge-Free ATMs
Courtesy Pay
Send Money with Zelle®
Mobile Wallet
Earn Cash, Refer Friends
Find out if you're eligible

Simply meet one of the below criteria OR be related to someone who does: | |
Live or work in: |
Dallas County
Ellis County Denton County
Collin County
Tarrant County
City of Arlington |
Live, work, worship, or attend school within a 10 mile radius of the branches in: | Coppell Grand Prairie Highland Village |
Currently employed or retired from: | A Company Served by Neighborhood Credit Union Dallas United States Postal Service Arlington United States Postal Service |
Become a member of the Neighborhood Credit Union Foundation, which is automatically done for you upon approval, and live in: | Texas |
A member or potential member of the American Consumer Council and reside in one of the following counties: | Delta Denton Hunt Johnson Kaufman Parker Rockwall Tarrant Wise |
