Neighborhood Credit Union

Savings Accounts

Click here to view all savings account rates & fees.

Prize Savings Account


  • Establish your membership with Neighborhood Credit Union and earn PRIZES: Monthly, quarterly and annual cash and prizes, including a Grand Prize of $49,999.99!
  • Unlimited deposits and three (3) free withdrawals each month
  • No fees (if qualifications are met)
  • Opening balance of $25

 

Certificates of Deposit (CDs)


Neighborhood Credit Union CDs offer higher returns on your savings. We can tailor a certificate specifically for your needs with flexible terms, outstanding rates and interest compounded daily. All of our CD accounts (except IRA CDs) can be used as collateral on a loan. Our CD options include:

  • Regular Certificate – $2,500 deposit, terms from 61 days to 60 months
  • FlexPlus Certificate – $500 initial deposit, additional deposits can be made during the 12-month term
  • Online Savings CD 2.40% APY* $1,500 initial deposit, additional deposits can be made during the 17-month term
  • Already a member?
    Sign into your online banking and open account under Additional Services

 

Money Market Accounts


Neighborhood Credit Union money market accounts are available at a low minimum balance of $1,000. These accounts offer high yields, with fast access to your money when you need it. Already a member?
Sign into your online banking and open account under Additional Services

 

For Kids


Neighborhood Credit Union offers kids and teens to get your children on the road to savings! Already a member?
Sign into your online banking and open account under Additional Services

 

Individual Retirement Account (IRAs)


You can open an IRA for as little as $100, with flexible plans that give you the power to choose how and when you save. Our IRA options include:

  • Traditional IRA – Penalty-free withdrawals before age 59 for first-time home purchases or to pay for qualified higher education expenses.
  • Roth IRA– Earnings grow tax-free on after-tax contributions. You can withdrawal penalty-free for a first-time home purchase, higher education expense, medical expenses, in the event of your death or permanent disability, or if you are at least 59 ½ years of age.
  • Coverdell Education IRA – Up to $2,000 per beneficiary per year and use the money tax-free to pay for education expenses.
  • Already a member?
    Sign into your online banking and open account under Additional Services

 

Christmas Club


Save all year long with payroll deduction or by making deposits. In November, Neighborhood Credit Union will deposit the funds into your regular membership savings in time for Christmas shopping. Already a member?
Sign into your online banking and open account under Additional Services

 

Secondary Savings Account


Secondary Savings Accounts can be used for special purposes such as saving for a trip, a large purchase or whatever you choose. Already a member?
Sign into your online banking and open account under Additional Services

Contact Us



Call Neighborhood Credit Union Dallas

214.748.9393

Mon – Thur: 9 am – 5 pm
Fri: 9 am – 6 pm
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*APY=Annual Percentage Yield.

Certain restrictions apply regarding qualifications and eligibility requirements.

View the Truth-In-Savings Disclosure