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Drive More. Get More.
Finance a new or used vehicle or refinance from another lender with rates as low as 3.99% APR* and choose your getaway package.*
Trusted by Texans Since 1930
For 96 years, we've helped members reach their financial goals with better rates, personalized service, and a commitment to the communities we serve.
Make More with 4.00% APY Checking*
Put your money to work - earn 4.00% APY on balances up to $25,000 with High Yield Checking.
Funding for What Matters Most
From debt consolidation to home improvements and everything in between, we're here to help you reach your goals.
Neighborhood CU in the Community
See how we’re making an impact in the communities we serve through testimonials, photos, and real numbers.
Better Rates than Banks
See What Our Members Are Saying
Featured Favorites
Get started on your journey to financial wellness.
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What's Happening in the Neighborhood?
06/29/2026
Neighborhood Credit Union Honors Five Nonprofits During Annual Day of Giving in Kaufman County
06/23/2026
Neighborhood Credit Union Named Among America's Best-In-State Credit Unions in Texas
05/26/2026
Mental Health Awareness Month: How Financial Wellness can Support Your Wellbeing
03/10/2026
Carolyn Jordan inducted into African-American Credit Union Coalition 2026 Hall of Fame
Award-Winning Mobile AppBank from anywhere.
We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
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Estate360
Planning for the future doesn’t have to feel overwhelming. Estate360 gives Neighborhood Credit Union members access to an affordable online estate planning tool designed to help you create important legal documents and organize your wishes with confidence.
Invite a Friend
Share Neighborhood Credit Union with friends and family using your unique Invite a Friend code in MyPoints Rewards. Send it by text, email, or social media and earn 350 points valued at $25 when a new account is opened.
Frequently Asked Questions
Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.
You're eligible if you live in the state of Texas!
You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.