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Neighborhood Credit Union Homepage

Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Auto Loans as low as 3.99% APR*

Level Up Your Life with financing that makes your next car more affordable and your journey even smoother.
 

It's Cybersecurity Awareness Month

 
Cyber threats are everywhere, but you can fight back. Register today for our Identity Theft, Fraud, and Scams webinar.*
 

Neighborhood CU in the Community

See how we’re making an impact in the communities we serve through testimonials, photos, and real numbers.

Community Page

How soon should you start saving for college?

 
Team up with North Texas Capital Advisors for financial guidance & personalized service in a wide range of expertise.
 
Swipe. Earn. Repeat.
Unlock rewards with every swipe! Elevate your everyday purchases with a Neighborhood CU Debit Card!
 

Better Rates than Banks

View All Rates  |  See Details
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As low as3.99%1

APR* on up to 54 Months

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2.75 %2

APY* on $10,000 or more

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3.80%3

APY for 12 Months

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7.14%4

APR for 36 Months or less

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Up to 4.00%5

APY* on up to $25,000

★★★★★

"I’ve banked with multiple credit unions, but Neighborhood Credit Union stands out above the rest! Their customer service is outstanding, and their products and rates are unbeatable. Every experience has been positive, and their employees always go above and beyond to help. Highly recommend!"
-Deyanira V. 


Featured Favorites

Get started on your journey to financial wellness.

What's Happening in the Neighborhood?



10/21/2025

Identity Theft, Fraud and Scams



10/2025

October 2025 Coin Drive



09/28/2025

What the 2025 Tax Changes Means for Your Wallet

 


08/15/2025

Stay Cool and Save: Easy Ways to Cut Your AC Costs

 


7/31/2025

Important Member Notice: Removal of Branch ITMs and ATMs



7/18/2025

Fresh New Look to Online Banking



07/11/2025

A Better Way to Manage Your Money



06/12/2025

New Secure Payment Option Starting June 12



05/30/2025

2025 Neighborhood CU Foundation Recipients 

star icon illustration Award-Winning Mobile App

Bank from anywhere.

We make sure that you can bank safely and securely from where ever you are. Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.

Explore Online & Mobile

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Take Control of Your Money

Build smarter financial habits with our Money Management Guide. Learn how to budget, track spending, set savings goals, and take charge of your financial future, all in one easy-to-follow resource.

 


Inflate My Rate CD

The short-term certificate of deposit that earns you high interest and a one-time rate match bump to our 18-month Standard CD.*


Frequently Asked Questions

Joining a credit union is easier than you think! There are several ways you're able to become a member, and you even qualify simply if you have a family member that does.

You're eligible if you live in the state of Texas!

You don't give up anything when you switch from a big bank, either. We offer several online & mobile services(Opens in a new Window)(Opens in a new Window) and convenience services(Opens in a new Window)(Opens in a new Window), including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, and more. Not only are we a fully digital credit union, but we have several locations in the DFW Metroplex(Opens in a new Window)(Opens in a new Window).
Credit unions are not-for-profit and governed by the members, so this means that company earnings are returned to you as a member in the form of high interest rates on deposit accounts, low rates on loans, and lower fees. $17 million in interest dividends were paid back to our members in 2024 alone.
We offer several online & mobile services and convenience services, including online banking, the MyNCU Mobile App for iOS and Android, mobile check deposit, courtesy pay, ITMs and more. We also have several locations in the DFW Metroplex.
We're excited you'd love to be a part of our team! Visit our careers page for more information and open positions.