
Back to School
While the summer heat is in full swing, the new school year is just around the corner. We know back-to-school season can bring added financial pressure, and we’re here to help. With a Neighborhood Credit Union personal loan, you can enjoy up to 90 days with no payments and rates as low as 7.14% APR giving you the flexibility to shop for school supplies, clothes, and more without the immediate strain on your budget.¹
Why Choose Neighborhood Credit Union?




Personal Loan Rates
Rates Effective: February 24, 2025.
Term | Rate¹ |
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Unsecured Line of Credit | |
36 months or Less | As low as 12.99% APR |
Unsecured Personal Loans | |
36 months or less | As low as 7.14% APR |
37-60 months | As low as 7.64% APR |

Refer a Friend, Earn $200 Cash
Set Up Direct Deposit
Mobile Wallet
Send Money with Zelle®
Surcharge-Free ATMs
Shared Branching
GreenPath Financial Wellness
Explore Neighborhood Credit Union Products

Account Type | Summary | Get Started |
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Online Checking accounts |
Choose free checking with high yield interest or cash back, identity protection and shopping rewards, or get a second chance at banking with our Fresh Start Checking account.
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online Savings accounts |
Prize savings, high yield savings, CDs, Christmas Club, and more. We even have an account for the kids.
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Certificates of Deposit |
CDs with multiple rates and term length available so that you find the perfect one to fit your investment needs.
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Auto Loans |
Consistently offering some of the lowest rates available for new, used, or refinancing in the DFW Metroplex.
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Apply Now |
Personal Loans |
Consolidate bills, take a vacation, finance repairs, or put cash in your pocket.
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Apply now |
Credit Cards |
No annual fees, no balance transfer fee, and a low rate.
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Apply Now |
Home Loans |
Home Equity, Home Improvement, Mortgage and refinancing loans with competitive rates.
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Learn more |
Insurance |
Everything from Dent Guard to Life Insurance.
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Learn more |

Frequently Asked Questions
Why Neighborhood Credit Union is a great choice for checking, savings, and loans.
With over 90 years of experience, Neighborhood Credit Union knows how to help people reach their financial goals.
We now have several branches across the DFW Metroplex. We proudly provide our members with customized savings accounts and competitive rates.
As a not-for-profit, we pass savings on to you through greater returns. We also invest in technology to offer a top-of-the-class online and mobile banking experience. You can manage your accounts easily through online banking or our mobile app for iOS or Android.
At Neighborhood Credit Union, we’re committed to guiding you every step of the way toward financial security.
