New Branch in Waxahachie, TX
Take advantage of our specials today and get
$200 CASH
when you open a new checking account!*
OR
2% OFF
your qualified auto loan rate.²
¹Checking accounts subject to approval. Rates accurate as of: September 1, 2022. Kasasa Cash qualifications that must be met to obtain the 2.00% APY and ATM Withdrawal Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle (Qualification cycle = one day before beginning of statement cycle through one day before end of statement cycle. Statement cycle = first day of month through last day of month.) If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $50,000 receive APY of 2.00%; and (c) balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 2.00% to 0.73% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Fees may reduce earnings (see fee schedule). Limit one account per household. To qualify for the $200 checking bonus: You must be a new Waxahachie Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months. Eligible accounts include Neighborhood CU's Kasasa Cash Checking, Kasasa Cash Back Checking, Priority Checking and Fresh Start. Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account. Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers. Offer cannot be combined with other offers. We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus. Neighborhood CU may report the value of the bonus to the IRS as required by law. Any person(s) whose tax status would require Neighborhood CU to impose tax withholding of any sort will not be eligible for this bonus. $100 bonus cannot be used to fund the account. Offer available until December 31, 2022.
²APR = Annual Percentage Rate. Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 2.00% off their qualified rate (final rate cannot be lower than 5.74% APR or lowest advertised car loan rate by Credit Union.) Title fees apply to refinances. Rates and offer subject to change and termination without notice. Other restrictions may apply. Offer available until December 31, 2022.
Bank Where You Live
You don't have to wait to become a member! All of our great products, loans, and membership benefits are available to Waxahachie and the surrounding area. Don't miss a beat and utilize our suite of easy-to-use digital banking services while the new branch is still under construction.
Account Finder Online & Mobile Services
Growth at a Glance
92 years
of relationships & trust
60,000 members
satisfied and counting
$1 billion+
in assets
$5.9 million
in dividends paid in 2021
Support Waxahachie, Bank Local
Profit is returned to you with better rates & lower fees.
We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.
We are not-for-profit, owned & governed by the members.
Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.
Credit Unions offer better rates than the big banks.
We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.
We've been in the Waxahachie Community since 2005.
We love our neighbors in Waxahachie and feel honored to be a part of such a wonderful community. A new branch with drive thru services is a welcomed addition!
Our Story
Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Waxahachie Branch Construction Timeline
June 2021
Neighborhood Credit Union purchased land at 1750 N HWY 77 for the future site of our new Waxahachie, TX branch location.
August 10, 2021
We invited the community out for our groundbreaking celebration and snow cones at the new Waxahachie location.
Who We Are
Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Neighborhood Credit Union now serves the entire state of Texas with over 60,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.
In the Waxahachie Community
Neighborhood Events
August 10, 2021
Waxahachie Ground Breaking Ceremony
August 25, 2021
Virtual Financial Literacy Workshop: Buying a Car
Become a Member Today
Utilize our digital banking services and earn your rewards today.
Who We Are
Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Neighborhood Credit Union now serves the entire state of Texas with over 60,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.
About
Render of the new Neighborhood Credit Union branch coming to Anna, TX in Spring of 2020.
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