
Neighborhood Credit Union
Start Your Journey to Financial Success
Why We’re Different
We’re here not to make a profit, but to empower our member’s financial success and reward them for every day banking. Through awarding high yield interest on a free checking account, giving away money just every week for good savings habits, college scholarships, and financial education, we’re in the business of helping people achieve their goals and live a life of financial freedom.
High Yield Checking0.01%-4.25% APY1 |
A free, interest-earning checking account. |
ATM withdrawal fee refunds.2 |
No minimum balance. |
Open Now |
Auto Loansstarting at 5.99% APR³Learn More
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Apply online and make no payments for 120 days.† |
Loans for new, used, refinancing, and recreational vehicles. |
GAP, Dent Guard, and Extended Warranty insurance available. |
Estimate your auto loan payment with our loan calculator. |
Apply Now |
High Yield Savings Account3.00% APY4 |
Minimum Deposit: $10,000 |
24/7 access to funds and no maintenance fees. |
Cash Rewards Credit Card1.50% cash back on all purchases5 |
Earn 1.50% cash back on all of your purchases.5 |
No annual fee or balance transfer fees. |
Low variable interest rate.5 |
1APY = Annual Percentage Yield. High-Yield Checking qualifications that must be met to obtain the 4.25% APY and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle. Rates may change after account is opened. Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $50,000 receive APY of 4.25%; and (c) balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 4.25% to 1.48% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
2ATM Withdrawal Fees: If qualifications are met each monthly qualification cycle domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle.
³APR = annual percentage rate. †Must be 18 years or older. Credit qualifications and application required. Rates subject to change. To be eligible for up to 120 Days No Payments applicant must have a credit score of 700 or above. Up to 120 days no payments based on credit qualification. Interest begins accruing the day the loan is funded. Offer valid for a limited time only. Does not apply to vehicles currently financed through Neighborhood Credit Union.

All Neighborhood Credit Union deposit accounts feature:
Surcharge-Free ATMs
Courtesy Pay
Set Up Direct Deposit
Want to compare our checking accounts side by side?

Account Type | Summary | ATM Refunds² | High Yield Interest APY¹ | Opening Deposit | Monthly Fee |
---|---|---|---|---|---|
High Yield |
Free checking with high-yield interest.
|
Yes | 0.01% - 4.25% | $100 | $0 |
Cash Back |
Free checking with cash back rewards.
|
Yes | No | $25 | $0 |
Priority |
Low Opening Deposit and Overdraft Fee Forgiveness.
|
No | No | $25 | $11.99 |
Fresh Start |
Ideal for those with less-than-perfect checking needing to get back on their feet.
|
No | No | $25 | $20 |
Minor/Student Accounts |
