Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Neighborhood Credit Union
Routing #311079270
Chat Search
Close search

What can we help you find?

Routing #311079270
Close online banking

Online Banking

Routing #311079270
close up still shot of four white hard hats lined up on maroon table.

New Branch Coming to Anna, TX



Our Digital Services are always open!

You can do nearly everything through or the MyNCU Mobile App to manage your account from the comfort of home. Open accounts, deposit checks, transfer funds, check your balance, and more. But if you're new to Neighborhood Credit Union and would like to talk to someone about opening a new account, request a call back below.

Who We Are

We are Neighborhood Credit Union, the oldest credit union in the Dallas-Fort Worth metroplex. Unlike traditional banking institutions, our goal is not to make a profit from our customers. As a not-for-profit organization, we are in the business of helping people achieve their short and long-term financial goals for their families. Through unique products and community investment, Neighborhood Credit Union helps its North Texas neighbors improve their financial health and well-being.

Learn More 



Bank Where You Live

You don't have to wait to become a member! All of our great products, loans, and membership benefits are available to Anna and surrounding Collin County residents starting in August 2019. Don't miss a beat and utilize our suite of easy-to-use digital banking services while the Anna branch is still under construction.

Account Finder     Online & Mobile Services




Kasasa® Cash Back Checking

Cash Back Rewards

A free, cash back rewards checking account. 
Unlimited ATM withdrawal fee refunds.¹
No minimum balance.
Open Now

Visa Platinum

0.00% Intro APR

No annual fee or balance transfer fees. 
Auto Rental Collision Damage Coverage 

Growth at a Glance

90 years

of relationships & trust

56,000 members

satisfied and counting

$850 million

in assets
Purchase or Refinance
with auto loan rates as low as
2.69% APR

Support Anna, Bank Local

Profit is returned to you with better rates & lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.

We are not-for-profit, owned & governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Credit Unions offer better rates than the big banks.

We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Why We Chose Anna

A lot of exciting things are happening in Anna. We wanted to be conveniently available in the northern Collin County area, rewarding our North Texas neighbors with great service, rates, and digital offerings as the area continues to grow.


Our Story

Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Anna Branch Construction Timeline

May 2019

On May 17th, Neighborhood Credit Union purchased land at 2616 West White Street for the future site of our Anna, TX branch location.
Building rendering of the new Neighborhood Credit Union branch

October 18, 2019

Anna Branch Ground Breaking Ceremony and Celebration

January 6, 2020

Anna Branch construction taking place. Drive is officially poured and set.
Still shot of a construction site, concrete drive is poured, freshly dug ground, and form of the building is starting to take place.
Image of Neighborhood Credit Union Anna branch in under construction in March 2020.

March 25, 2020

Anna Branch frame is up. 

April 20, 2020

Progress on the branch frame.
Still image of Anna Neighborhood Credit Union construction sight
Still image of the Anna location in June

June 6, 2020

Exterior of the branch is almost complete. 

Neighborhood Events

October 18, 2019

Anna Branch Groundbreaking

11:00 am
Anna Branch Site
2616 W. White St.
Anna, TX 75409
September - December 2019

Free Financial Literacy Workshop Series

Grand Prairie Library Locations
3 Events Each Month
October 19, 2019

TXFallenPD Tribute Event

2:30 pm - 9:00 pm
The Shops at Highland Village
1707 Shoal Creek
Highland Village, TX 75077

Become a Member Today

You don't have to wait until the new branch location is complete to start banking local! Utilize our digital banking services and earn your rewards today.
¹Domestic ATM withdrawal fees incurred during Qualification Cycle in which qualifications were met will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

†APR = Annual Percentage Rate. Must be 21 years or older to apply. Introductory APR only applicable to new credit card applications. 0.00% Introductory APR for 6 months from issuance of the card. After the introductory period, APR will be adjusted based on creditworthiness. Rates are variable and subject to change and will be calculated based on the Wall Street Journal Prime Rate and may go up to a maximum of 18.00%. Minimum payment is 2% of total new balance or $18.00, whichever is greater. Cash advance fee is $10 or 2.00% of the amount of each cash advance, whichever is greater. No balance transfer fees. Additional limitations, terms and conditions may apply. Equal Opportunity Lender. View the Platinum Credit Card Disclosure and the Guide to Benefits

*Offer limited to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible approved applicants will be offered either an APR that is lower than their current rate or $100 will be deposited into the membership savings account within 30 days of application request. Verification of current APR must be provided. Title fees apply to refinances. Rate floor applies as defined by Neighborhood Credit Union. Offer subject to change and termination without notice. Restrictions apply. Offer ends 04/30/20.

Must be 18 years of age or older and a member of Neighborhood Credit Union. Credit Application and approval required. Rate of 2.69% APR has maximum term of 60 months. Vehicles may not qualify for certain terms. Rates subject to change without notice. Equal opportunity lender.