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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

Neighborhood Credit Union in Sherman, TX

Local Banking That Puts Members First

Get rewarded for everyday checking and borrowing. 

 



A $250 Thank-You When You Open a Checking Account¹

Earn high-yield interest or cash back for the things you do anyway.

Choose between our no fee checking accounts and earn up to 5.00% APY* with High Yield Checking or 3% cash back (up to $6)** with Cash Back Checking.
Get ATM fee refunds up to $15 and no minimum balance required.‡ 
Promo Code: SHERMAN
Good to Know: Enjoy perks like getting paid up to 2 days early and the MyNCU Mobile App. You can even upgrade your free Visa® debit card to the MyRewards Gold or Platinum cards.

 

Get 1.00% Off Your Qualified Auto Loan Rate²

New, used, or refinance - let us make your next car loan easy with the best auto loans in Texas!

Rates start at 3.99% APR and enjoy up to 120 days of no payments.²
Get pre-approved with our MVP Check program!
Promo Code: SHERMAN



¹Checking accounts subject to approval. Account features, rates, fees, and benefits are subject to change at any time. See myncu.com/account for details. Eligible accounts include High Yield Checking and Cash Back Checking accounts. Limit one High Yield Checking account per household. High Yield Checking, when qualifications are met, has an Annual Percentage Yield (APY) of 5.00% on balances up to $25,000, balances over $25,000 earn 0.10% APY on portion of balance over $25,000, resulting in 5.00% to 1.08% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. APY is accurate as of 1/1/2026. Fees may reduce earnings. High Yield Checking minimum opening deposit is $100, all other checking accounts minimum opening deposit is $25. Must be 18 years of age or older to qualify for the $250 bonus. Must become a Neighborhood CU member who has not had a consumer checking account opened within the last 6 months. Promo code: SHERMAN required. Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension, or government benefits in an aggregate amount equal to or greater than $500 post to the new checking account and 10 debit card transactions of $5 or more post to your account. Paypal, Venmo and other similar payment service providers are not considered qualifying electronic direct deposits. Account must be open and in good standing with a balance greater than or equal to $25.00 at the time of payment to receive the bonus. Bonus will be deposited into member’s savings account within ninety (90) days if all criteria met. Cannot be combined with other offers. We reserve the right to deduct the bonus amount if account is closed within 12 months of opening. Offer ends 05/31/2026.
 
² Sherman: Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than lowest advertised car loan rate on myncu.com/car.) Lowest rate advertised based on excellent credit. Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Promo code SHERMAN must be used at application input to be eligible. Offer valid for a limited time.
 

 

Growth at a Glance 

95 years

of relationships & trust

69,000 members

satisfied and counting

$1 billion+

in assets

$22 million

in dividends paid in 2024

Support Sherman, Bank Local

Profit is returned to you with better rates & lower fees.

We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.

We are not-for-profit, owned & governed by the members.

Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.

Local decisions. Real people.

We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.

Why Sherman? 

At Neighborhood Credit Union, we’re committed to delivering exceptional financial solutions designed around the people we serve. As a local credit union expanding into Sherman, Texas, we’re excited to grow alongside a community full of opportunity and momentum.

Sherman is in the midst of an exciting transformation, attracting major investment and new jobs that are shaping the future of North Texas. With significant development and thousands of new careers coming to the area, the need for a trusted credit union in Sherman, TX has never been greater — one that understands local needs and puts members first.

That’s where we come in. From everyday checking accounts and savings to auto loans, home loans, and personalized financial guidance, we’re here to support individuals and families at every stage of life. Whether you’re opening your first bank account, financing a vehicle, buying a home, or planning for the future, our team is ready to help you move forward with confidence.

As a local credit union, we believe banking should feel personal, accessible, and rooted in the community. We’re proud to invest in Sherman’s growth and even prouder to support the people who make it thrive.

Become a member and experience the credit union difference with a financial partner dedicated to your success. We look forward to serving Sherman and being part of its bright future.


Our Story

Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Sherman Rendering for page

Sherman Branch Construction Timeline

August 2023

Neighborhood Credit Union finalized land purchase in Sherman, TX located at 3530 Crossroads Blvd. Sherman, TX 75090.
Neighborhood CU Board members and executives posing with Sherman mayor at the branch official ground breaking holding shoves.

October 2023

Neighborhood Credit Union's land for the Sherman branch is ready for construction to begin.

November 2023

Neighborhood Credit Union is ready to celebrate official groundbreaking.  

November 2, 2023

Neighborhood Credit Union celebrates the official groundbreaking of the new branch.  

January 2024

The Sherman branch's lot is starting to take shape.  

February 2024

Paving the Sherman branch's entrance!

April 2024

Construction progress via drone shot. 
Drone shot of the Sherman Branch construction

June 2024

Construction progress.

August 2024

We officially opened our doors welcoming the Sherman community!

September 2024 

Sherman Block Party





















Neighborhood News and Events



12/10/2025

Holiday Message from Neighborhood CU



12/17/2025

Important Update for Bill Pay Users: Discover eBill Service Ending 



09/28/2025

What the 2025 Tax Changes Means for Your Wallet

 

Become a Member Today

Utilize our digital banking services and earn your rewards today.
*High-Yield Checking qualifications that must be met to obtain the Higher Interest Rate and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $25,000 receive APY of 5.00%; and (c) balances over $25,000 earn 0.10% APY on portion of balance over $25,000, resulting in 5.00% to 1.08% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
**Cash Back Checking qualifications that must be met to obtain cash back rewards and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle. Qualification Cycle and Statement cycle = first day of month through last day of month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; and (b) you will receive 3% cash back on purchases up to $200 for a total of $6 per month on combined debit and credit card purchases. If qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Minimum to open is $25. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
ATM Withdrawal Fees: If qualifications are met each monthly qualification cycle domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle.