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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270
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Kasasa® Checking Accounts

Earn cash back rewards and ATM withdrawal refunds² with these free checking accounts.

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Kasasa® Cash Checking

0.01%-2.50% APY1

Minimum opening deposit:  $100
A free, high yield checking account. Calculate Your Potential Rewards
Unlimited ATM withdrawal fee refunds.2
No minimum balance.

  
 

Kasasa® Cash Back

Cash Back Rewards³

Minimum opening deposit: $25
A free, cash back rewards checking account. 
Unlimited ATM withdrawal fee refunds.2
No minimum balance.

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All Neighborhood Credit Union accounts feature:

 
 
 
 
 
 
 

Surcharge-Free ATMs

The Allpoint ATM Network allows our members the ability to withdraw cash at over 50,000 ATMs nationwide without charging an ATM fee.
 
 
 

Shared Branching

Easily access your accounts with over 6,100 nationwide Co-Op locations from which to do deposits and withdrawals in the lobby. 
 
 
 

Courtesy Pay

Protect your checking account with overdraft protection! Opt-in for the Courtesy Pay privilege for ATM and debit transactions.
 
 
 
 

Want to compare our accounts side by side?

Click the "Compare Accounts" button to explore in-depth.
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MyNCU Mobile App

Use our award-winning app to manage your accounts, deposit checks, make transfers, and more.
 
 
 

Calculate your Kasasa® Cash Checking Rewards


What is your average checking account balance?
 
What funds from other accounts could you add to earn more money?
 
How many times a month do you use another bank's ATM?
 
Our calculator is for informational purposes only and does not intend to provide financial advice. All examples are hypothetical and assumes that qualifications are met for the Kasasa® Cash product to illustrate the benefits of the 2.50% annual percentage rate and ATM refunds. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Neighborhood Credit Union, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. You may wish to consult an appropriate outside advisor about your financial situation.
Estimated Annual Rewards
$0.00
Estimated Monthly Rewards
$0.00
Estimated ATM Fees Refunded
0
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This is an estimate based on the information you provide and we do not guarantee the accuracy of these results. For informational purposes only. Actual terms will vary. This calculator is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Neighborhood Credit Union product or service to your unique circumstances.

1APY = Annual Percentage Yield. Kasasa Cash qualifications that must be met to obtain cash back rewards and ATM Withdrawal Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. If qualifications are met each Qualification Cycle: 2.50% Annual Percentage Yield up to $50,000 account balance if qualifications are met, 0.20% interest rate resulting in 2.50 – 0.97% Annual Percentage Yield on balances over $50,000 if qualifications are met. All balances earn 0.01% Annual Percentage Yield if qualifications are not met. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per household. 

2Domestic ATM withdrawal fees incurred during Qualification Cycle in which qualifications were met will be reimbursed and credited to account on the last day of Monthly Statement Cycle.

³Kasasa Cash Back qualifications that must be met to obtain cash back rewards and ATM Withdrawal Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account); AND 2. Have at least one (1) automatic ACH payment or direct deposit post and settle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; and (b) you will receive 3% cash back on purchases up to $300 for a total of $9 per month on combined debit and credit card purchases. If qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Minimum to open is $25. Fees may reduce earnings (see fee schedule). Limit one account per household.