Neighborhood Credit Union in Sherman, TX
If you live here, you can bank here.
Now open, join today with these special offers!
Get 1.00% Off Your Qualified Auto Loan Rate¹New, used, or refinance - let us make your next car loan easy with the best auto loans in Texas!
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| Rates start at 4.49% APR and enjoy up to 120 days of no payments.¹ |
| Get pre-approved with our MVP Check program! |
| Promo Code: SHERMAN |
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Maximize your savings with 3.35% APY²Our Max Savings Account is 10x higher² than the average savings account.
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| Rate: 3.35% APY² |
| Minimum Balances: $0 to open and $100 to earn interest (no cap on earned interest).² |
| Good to Know: Must be a new member of Neighborhood Credit Union and account must be opened online. |
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$200 Cash When You Open a Checking Account³Earn high-yield interest or cash back for the things you do anyway.
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| Choose between our FREE checking accounts and earn up to 4.00% APY4 with High Yield Checking or 3% cash back (up to $6)5 with Cash Back Checking. |
| Get ATM fee refunds up to $15 and no minimum balance required.4, 5 |
| Promo Code: SHERMAN |
| Good to Know: Enjoy perks like getting paid up to 2 days early and the MyNCU Mobile App. You can even upgrade your free Visa® debit card to the MyRewards Gold or Platinum cards. |
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Growth at a Glance
94 years
of relationships & trust
62,000 members
satisfied and counting
$1 billion+
in assets
$17 million
in dividends paid in 2023
Support Sherman, Bank Local
Profit is returned to you with better rates & lower fees.
We’re not like banks where the profits go straight into the pockets of shareholders. Our earnings go straight back to you in the form of better rates, dividends, & lower fees.
We are not-for-profit, owned & governed by the members.
Not only are our members a part of our community, they are stakeholders of the credit union and are key players to how we operate.
Credit Unions offer better rates than the big banks.
We are in the business of helping people achieve their short and long-term financial goals for their families as well as help them live a life of financial freedom.
Why Sherman?
At Neighborhood Credit Union, we are committed to delivering exceptional financial solutions to our members. That's why we've chosen to expand our presence in Sherman, a city on the brink of exciting growth and opportunity.
Sherman is experiencing a remarkable transformation, attracting significant investments from industry giants like Texas Instruments. With a colossal $30 billion investment in a cutting-edge 4.7 million-square-foot silicon chip factory, this facility is set to become the largest electronics production hub in the Lone Star State. More importantly, it's estimated to create 3,000 new jobs, fostering economic prosperity and stability in the region.
We are dedicated to standing out by offering top-of-the-line financial services and personalized support to our members. We see Sherman's growth as an opportunity to be part of this thriving community, helping individuals and families achieve their financial goals, whether it's saving for the future, buying a home, or starting a business.
Become a member and experience the credit union difference with a partner who is deeply invested in your financial success. We look forward to serving you and being a part of Sherman's bright future!
Our Story
Originally known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when American confidence in financial institutions was at an all-time low, Dallas Postal Credit Union won the trust and loyalty of its charter members. In 2001, the credit union officially changed its name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Sherman Branch Construction Timeline
August 2023
Neighborhood Credit Union finalized land purchase in Sherman, TX located at 3530 Crossroads Blvd. Sherman, TX 75090.
October 2023
Neighborhood Credit Union's land for the Sherman branch is ready for construction to begin.
November 2023
Neighborhood Credit Union is ready to celebrate official groundbreaking.
November 2, 2023
Neighborhood Credit Union celebrates the official groundbreaking of the new branch.
January 2024
The Sherman branch's lot is starting to take shape.
February 2024
Paving the Sherman branch's entrance!
April 2024
Construction progress via drone shot.
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June 2024
Construction progress.
August 2024
We officially opened our doors welcoming the Sherman community!
Coming Soon 2024!
Neighborhood Events
Become a Member Today
Utilize our digital banking services and earn your rewards today.
Who We Are
Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.
Neighborhood Credit Union now serves the entire state of Texas with over 61,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.
¹Sherman: Must be 18 or older and become a member of Neighborhood Credit Union. Credit application and approval required. Offer limited to new or used car loans financed through Neighborhood Credit Union or to the refinance of auto loans from other lenders. Auto loans currently with Neighborhood Credit Union are not eligible for offer. Minimum financed loan amount of $10,000 is required. Eligible applicants will be offered 1.00% off their qualified rate (final rate cannot be lower than lowest advertised car loan rate on myncu.com/car.) Lowest rate advertised based on excellent credit. Title fees apply to refinances. Offer subject to change and termination without notice. Other restrictions may apply. Promo code SHERMAN must be used at application input to be eligible. Offer valid for a limited time.
²*APY = Annual Percentage Yield. Rate is accurate as of 02/01/2025. 3.35% APY with a fixed rate of 3.30%. Rate subject to change. Minimum balance to earn stated APY is $100. Account has no monthly service fees. Three (3) withdrawals allowed per month, each withdrawal thereafter will incur a fee. All Max Savings accounts must be opened digitally through Online Banking or the MyNCU Mobile App. All transactions must be processed online or electronically only and not in the branch. Unlimited deposits are allowed via ACH or via online banking using online transfer from any account with funds availability. Federally Insured by NCUA. 10x higher than national savings rate. Average rate information based on FDIC national rates on regular savings account at 0.46% as of 06/27/2024.
³High-Yield Checking qualifications that must be met to obtain the Higher Interest Rate and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account) (Does not include RelyOn CU Credit Cards); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle Qualification Cycle and Statement Cycle = the first day of the month through the last day of the month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; (b) balances up to $50,000 receive APY of 4.00%; and (c) balances over $50,000 earn 0.10% APY on portion of balance over $50,000, resulting in 4.00% to 1.40% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Minimum to open is $100. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
4Cash Back Checking qualifications that must be met to obtain cash back rewards and ATM Withdrawal and Inquiry Fee refunds include: 1. Fifteen (15) individual or combined debit card or credit card transactions of at least $5.00 or more each (transactions may take more than one day to post/settle to your account) (Does not include RelyOn CU Credit Cards); AND 2. Have an aggregate of ACH direct deposits totaling $500 or more post and settle each qualifying cycle; AND 3. Sign up and agree to receive eStatements and decline paper statements. ATM transactions or transfers between accounts not valid for qualifying. Qualifying transactions must post to and settle account during monthly qualification cycle. Qualification Cycle and Statement cycle = first day of month through last day of month. If qualifications are met each monthly qualification cycle: (a) Domestic ATM withdrawal and inquiry fees incurred during qualification cycle will be reimbursed up to an aggregate of $15 and credited to account on the last day of monthly statement cycle; and (b) you will receive 3% cash back on purchases up to $200 for a total of $6 per month on combined debit and credit card purchases. If qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Minimum to open is $25. Account is free from a monthly service fee, other fees may apply. Fees may reduce earnings (see fee schedule). Limit one account per household. Federally Insured by NCUA.
5Sherman: To qualify for the $200 checking bonus: Must be 18 years of age or older. You must meet the membership requirements, including purchase and maintenance of the minimum required share(s) (“membership share”) of $25 asset forth in the Credit Union’s bylaws. You authorize us to check your account, credit and employment history, and obtain reports from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request. You must be a new Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months. Promo code SHERMAN must be used at application input to be eligible for this bonus. Eligible accounts include Neighborhood CU's High Yield Checking, Cash Back Checking, Choice Checking and Fresh Start. Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount equal or greater than $500 post to the new checking account. Offer can only be combined with special 1.00% off qualified rate Sherman promotion. We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Account must be open and in good standing with a balance greater than or equal to $25.00 at the time of payment in order to receive the new account bonus. Neighborhood CU may report the value of the bonus to the IRS as required by law. Any person(s) whose tax status would require Neighborhood CU to impose tax withholding of any sort will not be eligible for this bonus. Bonus will be deposited into member's savings account within ninety (90) days if all criteria met. New checking accounts must be opened and funded by the end of the month in which the email is sent. $200 bonus cannot be used to fund the account and will be deposited within 60 days of account opening if all criteria is met. Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers.
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The board during the original Oak Cliff construction
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Original Completed Oak Cliff Branch
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Interior of main Oak Cliff branch.
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Oak Cliff Ribbon Cutting Celebration
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Neighborhood CU joined the Oak Cliff leaders for a Gala
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