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America Saves Week 2023 Day One

Published February 27, 2023

This blog was contributed by America Saves Week.

Do you ever find yourself wondering if there is a magic formula to saving?

Does it seem that everyone around you knows the secret to saving successfully except you? It’s not unusual to feel unconfident about saving, no matter how much money you earn. Confidence doesn’t necessarily come with having a lot of money. Rather it comes from building healthy financial habits and using the resources you know are available to you – this is your financial confidence! 
A great place to start building your financial confidence is to set up automatic savings. When you are saving a dedicated amount of money every week, every month, or on some other regular interval, you can begin to feel a sense of control over your saving habits. Whether you are saving just $5 or $10 a month or more, it’s the fact that you’re doing it automatically that is important.   
Saving automatically is the formula for successful saving for anyone – including you. Getting started doesn’t have to be a hurdle either. Consider which one of the following two strategies would work best for you and follow the steps we’ve outlined.
  1. Instructing your employer to split your directly deposited paycheck into two or more accounts at your financial institution with one account being a dedicated savings account.
  2. Directing your financial institution to automatically transfer money into your savings account.  
For option #1, contact your employer’s payroll department to set up split deposit, telling them how much you want to save per paycheck, and follow their instructions. 

If you want to use option #2, contact your bank or credit union telling them when and how much money you want automatically transferred into your savings account. 

By utilizing either of these automated saving methods you can feel confident about building a healthy habit of saving. Imagine how good it will feel to see money accumulating in your savings account on a consistent basis. Instead of that voice in your head telling you that saving is hard, you’ll be able to say with confidence, “I am saving regularly!”  

View the Saving Automatically Resource Decision Tree

How To Set Up Automated Savings 

Set up an automated savings transfer in your Neighborhood Credit Union account within minutes by using our Simple-Saver transfer tool. Set-up is simple: log on to Online Banking or the MyNCU Mobile App.  
  • Select “Make a Transfer”
  • Choose what account you would like to transfer money out of.  
  • Choose what savings account you would like to move money into.  
  • Select the “Repeat” box. 
  • Choose how often you would like for the transfer to happen.  
  • Sit back and watch your savings grow!

America Saves Week Saving Automatially. A young woman in a park smiling in the sunshine
America Saves Week Participating Organization badge
We are proud to be a participating organization in this year's America Saves Week. 

Who We Are 

As an active part of the community for 93 years, Neighborhood Credit Union is a not-for-profit financial organization serving the state of Texas with branch locations in Collin, Dallas, Denton, Ellis, and Tarrant counties. With assets topping $1 billion, Neighborhood Credit Union has a continuously growing membership of over 60,000. For more information, call (214) 748-9393 or visit our homepage