Changes to the United States Postal Service Delivery Time
Beginning October 1, 2021 the United States Postal Service (USPS) will be slowing down the delivery time of some first-class mail items.
Expected delivery times for most first-class mail and publications will change from one-to-three-day service to one-to-five days, according to a notice posted on the Federal Register. The change in first-class delivery time is due to the Postal Service's Delivering for America 10-year strategic plan. USPS announced this plan in March 2021, where the goal is to achieve both service excellence and financial sustainability. For those who will need a faster delivery time than the one-to-five-day window, Priority Mail Express and Priority Mail will continue to be available.
Due to this change, it is possible that there will be a delay in mailed communication to and from Neighborhood Credit Union, including mailed debit and credit cards and Bill Pay payments that are set up to be sent through the mail. Members will want to take USPS’s change into consideration when mailing paper check payments through Bill Pay: we have always recommended that members set their Bill Pay to 5 days before the due date, but it is even more important to be aware of when your payments are due and account for the new first-class mail delivery timeframe.
If you want to avoid possible extended wait times when it comes to banking, consider switching to Neighborhood Credit Union’s digital options.
Sign up for eStatements
Access your monthly statements as soon as possible by signing up for eStatements. All you’ll need to do is log into online banking and find eStatements in the top menu bar. Update your settings to start receiving free eSatements, and then click to place a checkmark in the box next to your member number to discontinue paper statements. Still need help? Watch our short video on How to Sign up for eStatements.
Signing up for Mobile Deposit helps you skip the wait of mailing in your checks for deposit. Make check deposits a breeze by utilizing your MyNCU mobile app. If you have a Neighborhood Credit Union checking account and are registered for online banking, Mobile Deposit is already available in your MyNCU Mobile App if you qualify! Accept the terms and conditions, and the app will prompt you on how to upload images of your check. Just as you would with mailing in your check, the payee must endorse the back of the check and include “For mobile deposit only at Neighborhood CU” directly under the endorsement.
Signing up for direct deposit will also help you skip the potentially longer wait time of payday. Powered by CLICKSWITCH, Neighborhood Credit Union makes it easy for you to quickly and securely set up your recurring direct deposits and automatic payments.1 Set up your direct deposit in less than 90 seconds and the transition will be complete within 5 to 15 business days. All you need to do is gather all your automatic payment and direct deposit information, log into your Online Banking account, and click "Direct Deposit Enrollment" under the Additional Services menu tab.
Two Day Early Direct Deposit
You can get paid early using direct deposit at Neighborhood Credit Union! Depending on your employer, members can receive direct deposit funds up to two days earlier than expected with one of Neighborhood Credit Union’s checking accounts.2 This benefit is valid on any ACH item, including unemployment and other government checks.
While the changes to the USPS first class mail delivery system may not immediately affect your banking habits, we want to keep our members informed and prepared. Explore our digital services to see how you can update your digital banking experience and for more information on the USPS mail delivery date changes, visit usps.com.