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Neighborhood Credit Union
Routing #311079270
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Routing #311079270
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Routing #311079270

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6-Month CD

Open a 6-month CD today with

an outstanding rate of 4.00% APY.*


Why Invest with Neighborhood Credit Union

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Better Rates than Banks

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No Market Risk

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Short-Term Timeline

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Guaranteed Returns

6-Month Standard CD

% APY*

A short-term certificate of deposit with a high APY.* Already a member? Open Your CD Here.
Fixed Interest Rate: 3.92%
Minimum Opening Deposit: $2,500
Term: 6 Months

*Standard CD: Rate subject to change. Minimum opening deposit is $2,500 for all standard, IRA, and Roth IRA certificates. Interest is compounded daily. An interest penalty is required for early withdrawal.​ Fees may reduce earnings. Federally Insured by NCUA. 
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Already a member and want to open a CD online?

If you are already a member of Neighborhood CU and you would like to open your CD online, please log into your Online Banking account and look under the Additional Services tab.

Ready to join the Neighborhood?

Why Choose a 6-Month CD

Better Rates Than Banks

Enjoy getting a better interest rate and earning higher returns than you would at other big banks.

Short-Term Timeline

Earn a higher rate on this 6-month CD and avoid tying up your money longer.

Low Risk Way to Grow 

A fixed interest rate means the rate stays the same until maturity.

Want to compare CDs side by side?

Click the "Compare CDs" button to explore in-depth.
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Frequently Asked Questions

Interest on all certificates are credited at the end of each month.
At least 50% of the funds used to open the certificate cannot be taken from another Neighborhood CU account.
Opening a CD is as simple as opening one online or visiting one of our branch locations. If you are already a member of Neighborhood CU, you can open your new CD online here, or please log into your Online Banking account and look under the Additional Services tab.

Who We Are

Formerly known as Dallas Postal Credit Union, Neighborhood Credit Union opened its doors to its first members in April 1930, just months after the U.S. stock market crashed. During the Great Depression, when Americans’ trust in financial institutions were at their lowest, Dallas Postal Credit Union won that trust and loyalty of its charter members. In 2001, we officially changed our name to Neighborhood Credit Union, a name that more accurately reflects the diverse base of members from all over the Dallas area.

Neighborhood Credit Union now serves the entire state of Texas with over 56,000 members and assets that top $1 billion. Our ongoing effort to offer members convenient services in their communities and mobile access wherever they go has made us a top-rated credit union in the Dallas-Fort Worth area.